| Savvy Index | 2025 | ||||
| top 2/35 | bowl week | 3 | seldom | ||
| 12/28/25 | |||||
| last week: 46 – 21 season: 656 – 218 | wins | losses | game values | notes | |
| 5 | Oregon | 12 | 1 | 24 | Betting lines favor |
| 2 | Texas Tech | 12 | 1 | 31 | Oregon by 2.5. |
| Georgia So. | 6 | 6 | 31 | ||
| App State | 5 | 7 | 27 | ||
| 19 | Navy | 10 | 2 | 34 | |
| Cincinnati | 7 | 5 | 21 | ||
| Arizona St. | 8 | 4 | 23 | ||
| Duke | 8 | 5 | 30 | ||
| 7 | Mississippi | 12 | 1 | 24 | |
| 4 | Georgia | 12 | 1 | 30 | |
| Tennessee | 8 | 4 | 34 | ||
| Illinois | 8 | 4 | 23 | ||
| 11 | Alabama | 11 | 3 | 20 | |
| 1 | Indiana | 13 | 0 | 32 | |
| Coastal Car | 6 | 6 | 19 | ||
| LA Tech | 7 | 5 | 34 | ||
| Wake Forest | 8 | 4 | 32 | Experts say Mississippi | |
| Mississippi St. | 5 | 7 | 21 | State will win by 3.5. | |
| 8 | Miami Fl | 11 | 2 | 20 | |
| 3 | Ohio St. | 12 | 1 | 28 | |
| 15 | Arizona | 9 | 3 | 31 | |
| SMU | 8 | 4 | 21 | ||
| 21 | USC | 9 | 3 | 34 | |
| TCU | 8 | 4 | 25 | ||
| 22 | Michigan | 9 | 3 | 21 | |
| 10 | Texas | 9 | 3 | 28 | |
| Rice | 5 | 7 | 24 | ||
| Texas St. | 6 | 6 | 36 | ||
| Nebraska | 7 | 5 | 14 | ||
| 12 | Utah | 10 | 2 | 37 | |
| 24 | Iowa | 8 | 4 | 21 | |
| 9 | Vanderbilt | 10 | 2 | 29 |
| Savvy Index vs the betting lines | 2025 regular season |
| Predicting winners: | 1% less than betting lines |
| Point spreads: | 42 games better |
| Total game points: | 25 games better |
Savvy Game Line 