Bowl Predictions 2025

  Savvy Index   2025    
  predictions bowl week 1 seldom  
  12/12/25        
  last week: 46 – 21 season: 656 – 218 wins losses game values notes
19 James Madison 12 1 17 JMU’s coaching change
6 Oregon 11 1 34 won’t help.
           
  Boise St. 9 4 21 The Huskies have played
25 Washington 8 4 30 better against a tougher schedule.
           
  Washington St. 6 6 30 I disagree with Savvy.
  Utah St. 6 6 24 Utah State should win.
           
  Georgia So. 6 6 32 Tyson Helton stumbled at USC
  App State 5 7 27 but he’s been good for Geo Southern.
           
  Missouri State 7 5 25 So is the Xbox Bowl an actual football game
  Arkansas St. 6 6 28 or do the teams duke it with controllers?
           
  Connecticut 9 3 30 Army is favored
  Army 6 6 23 by oddsmakers.
           
  Georgia Tech 9 3 22 Daddy-daughter day at
16 BYU 11 2 33 the Pop ‘n Tarts Bowl.
           
24 Navy 10 2 33 Navy will crush the
  Cincinnati 7 5 21 4.5 spread set by bookies.
           
  Penn St. 6 6 21 Pinstripe Bowl
  Clemson 7 5 28 Dec 27
           
  Louisiana 6 6 31 68 Ventures Bowl
  Delaware 6 6 27 Dec 17
           
  Arizona St. 8 4 21 Sun Bowl
  Duke 8 5 32 Dec 31
           
  Pittsburgh 8 4 27 E Carolina has been hot all
  E Carolina 8 4 28 year and win this in an upset.
           
  Miami Oh 7 6 27 Pretty sure this upset prediction
  Fresno St. 8 4 21 by Savvy will pan out.
           
  California 7 5 28 Hawai’i Bowl
  Hawai’i 8 4 26 Dec 24
           
  LSU 7 5 24 Texas Bowl
  Houston 9 3 26 Dec 23
           
  Tennessee 8 4 33 Music City Bowl
  Illinois 8 4 24 Dec 30
           
  Troy 8 5 27 Veteran’s Bowl
  Jacksonville St. 8 5 24 Dec 15
           
25 Toledo 8 4 34 The free-fall that Savvy predicted for
  Louisville 8 4 15 Louisville in October continues.
           
  Coastal Car 6 6 17 Why bookies set a spread of
  LA Tech 7 5 37 just 8.5 is bewildering.
           
  New Mexico 9 3 28 New Mexico is on a
  Minnesota 7 5 21 six game winning streak.
           
13 Tulane 11 2 28 Tulane posts the biggest
9 Mississippi 11 1 26 upset of the bowl season.
           
  Wake Forest 8 4 33 Really Vegas — You think
  Mississippi St. 5 7 20 MSU will win this?
           
23 Virginia 10 3 21 Gator Bowl
  Missouri 8 4 28 Dec 23
           
  Memphis 8 4 25 Gasp-for-air Bowl
  N Carolina St. 7 5 33 Dec 19
           
  C Michigan 7 5 27 Upset
  Northwestern 6 6 21  
           
  UNLV 10 3 34 Frisco Bowl
  Ohio 8 4 27 Dec 23
           
20 Alabama 10 3 20 Experts say ‘Bama will win
11 Oklahoma 10 2 28 but Savvy says Sooners.
           
  N Texas 11 2 28 New Mexico Bowl
  San Diego St. 9 3 24 Dec 23
           
17 Arizona 9 3 33 Great season for UA’s good guy
  SMU 8 4 20 coach Brent Brennan.
           
  W Kentucky 8 4 34 New Orleans Bowl
  S Miss 7 5 21 Dec 23
           
19 USC 9 3 35 But . . . TCU springs upsets
  TCU 8 4 24 and is a good bet to do it here.
           
21 Michigan 9 3 20 Moore is less now
12 Texas 9 3 28 that he’s been fired by UM.
           
10 Miami Fl 10 2 27 I personally favor A&M but
7 Texas A&M 11 1 26 Savvy sees an upset.
           
  Rice 5 7 23 Armed Forces Bowl
  Texas St. 6 6 37 Jan 2
           
  Old Dominion 9 3 24 Old Dominion played well
25 USF 9 3 33 in 2025 but the opponents were weak.
           
  Nebraska 7 5 13 You can bet the Ute’s are on top
15 Utah 10 2 38 of their game for departing coach Whittingham.
           
  Florida Intl. 7 5 32 Experts favor UTSA
  UTSA 6 6 27 by 8.5.
           
22 Iowa 8 4 21 ReliaQuest Bowl
8 Vanderbilt 10 2 30 Dec 31
           
  Kennesaw St. 10 3 21 Myrtle Beach Bowl
  W Michigan 9 4 29 Dec 19
Savvy Index vs the betting lines  
Predicting winners: 1% less than betting lines
Point spreads: 42 games better
Total game points: 25 games better
2025 regular season

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