Predictions for all 68 college football games in week 14

  Savvy Index   2025    
  predictions week   14 seldom  
  11/23/25        
  last week: 50 – 14                          season: 610 – 197 wins losses game values notes
6 Oregon 10 1 33 Is Oregon too banged up to win this
  Washington 8 3 23 tough game on the road?
           
  Oregon St. 2 9 10 The Beavers need an annoucement on
  Washington St. 5 6 39 coaches or the portal is going to blow wide open.
           
  Arkansas St. 5 6 33 Savvy Index has a strong disagreement
  App State 5 6 21 with experts who favor App St.
           
25 Arizona 8 3 30 Savvy and the oddsmakers both pick
  Arizona St. 8 3 21 Arizona. That surprises me but not much.
           
  Missouri 7 4 37 No, no, no. Savvy & the experts pick Missouri but I say Arkansas
  Arkansas 2 9 21 because the ‘Backs have been within one possession of upsetting three ranked teams. 
           
13 Alabama 9 2 33 Are you kidding me Vegas?
  Auburn 5 6 16 Alabama by just 3.5??
           
  Houston 8 3 31 Upset … bookies
  Baylor 5 6 26 favor Baylor.
           
  Ohio 7 4 32  
  Buffalo 5 6 14  
           
  UCF 5 6 13 I’m sorry BYU but I still haven’t been
8 BYU 10 1 37 able to adjust to your qb wearing number 47.
           
24 SMU 8 3 39 I hope Cal elevates Harsin to head coach
  California 6 5 15 so no one else has to put up with him.
           
  Toledo 7 4 31 With Toledo’s schedule and high performance
  C Michigan 7 4 17 marks, the Rockets may be ranked next week.
           
19 James Madison 10 1 43 Coastal Carolina has given up
  Coastal Car 6 5 14 96 points in just the last two games.
           
  Air Force 3 8 33 Continuity gives AFA
  Colorado St. 2 9 21 an edge over struggling CSU.
           
  UTEP 2 9 27 Vegas says Delaware will
  Delaware 5 6 24 win by more than one touchdown.
           
20 Wake Forest 8 3 33 Bookies favor Duke.
  Duke 6 5 19  
           
  W Michigan 7 4 32 Both of these teams have played well this season.
  E Michigan 4 7 17 It’s just that WMU has— well — played weller.
           
  Florida St. 5 6 28 Indians with no arrows play
  Florida 3 8 23 Gators with no teeth.
           
  E Carolina 7 4 33 FAU has been red hot the past month
  Florida Atl. 4 7 24 and is ripe to post an upset.
           
7 Georgia 10 1 36 UGA won by just 44-42 last year
  Georgia Tech 9 2 21 at home. Now, GTU is at home. This game is an upset candidate.
           
  Wyoming 4 7 16 Wyoming seldom wins on the road.
  Hawai’i 7 4 30 Hawai’i seldom loses at home.
           
  Northwestern 6 5 27 Bookies favor Illinois but Savvy says qb Stone
  Illinois 7 4 20 won’t give away interceptions and NWU wins.
           
  W Kentucky 8 3 32 WKU is really good and … well …
  Jacksonville St. 7 4 22 there’s a reason Jacksonville is called JV State.
           
11 Utah 9 2 42 Experts see a two possession Ute win.
  Kansas 5 6 10 Savvy sees a 30+ margin.
           
  Colorado 3 8 17 Neither team can stop the run
  Kansas St. 5 6 39 so offenses should flourish.
           
  Kennesaw St. 8 3 37 Despite experts’ setting this spead at
  Liberty 4 7 17 2.5, KSU will win by at least 3 tds.
           
  LA Monroe 3 8 19  
  Louisiana 5 6 34  
           
  Kentucky 5 6 33 Betting lines favor Louisville but that
  Louisville 7 4 19 just isn’t going to happen.
           
  Georgia So. 5 6 32 Upset… bookies say
  Marshall 5 6 29 Marshall by 6.5.
           
  Bowling Green 3 8 30 The issue isn’t whether or not Umass can win…
  Massachusetts 0 11 20 can it score 11 points and beat its season average?
           
  Navy 8 2 24 Navy’s Blake Horvath can run but his
  Memphis 8 3 33 4% interception rate is among the worst in FBS.
           
  Ball St. 4 7 17 If Ball State could pass without interceptions,
  Miami Oh 6 5 28 it would be a bowl team this year.
           
1 Ohio St. 11 0 32 Vegas sets the spread at two touchdowns
23 Michigan 9 2 14 but it will by more than three.
           
  Maryland 4 7 21 Michigan State hasn’t given up. Now,
  Michigan St. 3 8 30 we’ll find out if the A.D. has.
           
  Wisconsin 4 7 28 Experts favor UM but Wisconsin has
  Minnesota 6 5 15 some terrific momentum right now.
           
10 Mississippi 10 1 37 I personally think MSU keeps this
  Mississippi St. 5 6 20 Within 8 points and maybe an upset.
           
  LA Tech 6 5 21 I agree with Mizz State admins —-
  Missouri State 7 4 31 they deserve a bowl game.
           
  Iowa 7 4 27 Keep an eye on this one because
  Nebraska 7 4 17 Iowa won by just three points last year.
           
  UNLV 9 2 36 Vegas … can’t you even rate your own team?
  Nevada 3 8 17 The Rebs will win by 15+ not 9.5.
           
25 San Diego St. 9 2 30 New Mexico has won its last
  New Mexico 8 3 17 five games so this should be competitive.
           
  Middle Tenn 2 9 23  
  New Mexico St. 4 7 28  
           
  N Carolina 4 7 24 UNC is 131st in the
  N Carolina St. 6 5 28 nation for yards per game.
           
  Kent St. 4 7 24  
  N Illinois 3 8 27  
           
  Temple 5 6 17 UNT leads the nation
21 N Texas 10 1 44 in total offense.
           
  LSU 7 4 17 LSU looks very confused to me. I know—-
9 Oklahoma 9 2 31 interim coach, but it shouldn’t be this bad.
           
  Iowa St. 7 4 37 Is OSU’s hiring of Eric Morris from N Texas
  Oklahoma St. 1 10 13 a motivator for Cowboy players?
           
  Georgia St. 1 10 10  
  Old Dominion 8 3 46  
           
14 Miami Fl 9 2 29 I disagree with Savvy & everyone and
16 Pittsburgh 8 3 24 say Pitt will upset Miami.
           
3 Indiana 11 0 43 Purdue will lose by a lot but battle
  Purdue 2 9 13 well throughout the game.
           
  Penn St. 5 6 36  
  Rutgers 5 6 17  
           
  Florida Intl. 6 5 36 Everyone seems to start a winning streak after beating
  Sam Houston 2 9 17 Oregon State, but SHSU’s win streak ends this week.
           
  Fresno St. 7 4 35 If you’re looking for a “gimme”, take
  San Jose St. 3 8 16 the over on bookies’ 2.5 spread.
           
  Clemson 6 5 24  
  S Carolina 4 7 27  
           
  Troy 7 4 24 What happened to SoMiss last
  S Miss 7 4 28 week? Time to rebound.
           
5 Notre Dame 9 2 41 Stanford can run, can’t pass, and has only
  Stanford 4 7 13 surpassed 20 points three times in 2025.
           
  Boston Col 1 10 32 The battle to see who is the
  Syracuse 3 8 24 prettiest of two ugly sisters.
           
  Cincinnati 7 4 34 Vegas favors UC although the ‘Kats have
  TCU 7 4 24 lost three straight.
           
12 Vanderbilt 9 2 36 Oddsmakers say Tennessee but I agree with
  Tennessee 8 3 27 Savvy Index that Vandy wins this.
           
2 Texas A&M 11 0 32 Longhorn fans aren’t going
17 Texas 8 3 22 to like this one.
           
  S Alabama 4 7 32  
  Texas St. 5 6 30  
           
  Charlotte 1 10 10  
22 Tulane 9 2 40  
           
  UAB 3 8 25 Tulsa… if you wana win your third straight, be
  Tulsa 4 7 34 sure to check UAB for knives before the game.
           
  UCLA 3 8 14 I only talked to two USC grads after Troy lost to Oregon.
18 USC 8 3 43 I was polite. I ordered fries.
           
  Rice 5 6 20  
  USF 8 3 41  
           
  Boise St. 7 4 28 Experts favor BSU but
  Utah St. 6 5 30 Savvy is solid with USU.
           
  Army 5 5 21 Army has 891 passing yards all season.
  UTSA 6 5 34 UTSA’s McCown-to- McCuin is over 1400 by themselves.
           
  Virginia Tech 3 8 14 Not much doubt about
15 Virginia 9 2 34 this game.
           
4 Texas Tech 10 1 39  
  W Virginia 4 7 17  
         
Savvy Index vs the betting lines  
Predicting winners:      equal to betting lines
Point spreads:      42 games better
Total game points:      25 games better
best predictions  
Alabama 50 – 0     final was                          56 – 0
USF 45 – 21     final was                          48 – 18
Clemson 43 – 7      final was                          45 – 10
Miami (Fl) 35 – 14      final was                          34 – 17
Ohio State 39 – 10      final was                          45 – 10
Texas A&M 51 – 3      final was                          48 – 0
Toledo 36 – 10      final was                          38 – 9
Troy 31 – 23      final was                          31 – 19
Tulane 37 – 17      final was                          37 – 13
 

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