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Savvy Index |
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2025 |
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predictions |
week |
13 |
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11/16/25 |
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last week: 44 – 15 season: 560 – 183 |
wins |
losses |
game values |
notes |
| 9 |
USC |
8 |
2 |
27 |
Betting lines favor |
| 6 |
Oregon |
9 |
1 |
32 |
the Ducks by about 9. |
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Washington |
7 |
3 |
35 |
How long will coach FIsch stay at UW now that |
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UCLA |
3 |
7 |
18 |
his family is back in AZ? It’s a fair question. |
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Washington St. |
5 |
5 |
19 |
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| 25 |
James Madison |
9 |
1 |
31 |
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New Mexico |
7 |
3 |
33 |
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Air Force |
3 |
7 |
24 |
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| FCS |
E Illinois |
3 |
8 |
0 |
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| 11 |
Alabama |
8 |
2 |
50 |
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Marshall |
5 |
5 |
31 |
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App State |
4 |
6 |
24 |
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Baylor |
5 |
5 |
20 |
Arizona’s Noah Fifita should be |
| 23 |
Arizona |
7 |
3 |
36 |
on the Heisman list. |
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Louisiana |
4 |
6 |
24 |
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Arkansas St. |
5 |
5 |
28 |
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Tulsa |
3 |
7 |
21 |
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Army |
5 |
4 |
30 |
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| FCS |
Mercer |
9 |
1 |
13 |
Mercer is on a nine-game |
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Auburn |
4 |
6 |
40 |
winning streak. |
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Colorado St. |
2 |
8 |
17 |
Boise State is averaging just |
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Boise St. |
6 |
4 |
34 |
seven points per game this month. |
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Akron |
4 |
7 |
28 |
Oddsmakers insist Bowling |
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Bowling Green |
3 |
7 |
20 |
Green will win. |
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Miami Oh |
5 |
5 |
26 |
Betting lines favor |
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Buffalo |
5 |
5 |
19 |
Buffalo by about a field goal. |
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| 12 |
BYU |
9 |
1 |
34 |
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Cincinnati |
7 |
3 |
24 |
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| FCS |
Furman |
6 |
5 |
7 |
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Clemson |
5 |
5 |
43 |
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Arizona St. |
7 |
3 |
33 |
CU has lost 5 of last 6 … so is Deion’s |
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Colorado |
3 |
7 |
17 |
health worse than we thought? |
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Tennessee |
7 |
3 |
37 |
I think Savvy is a bit high with its |
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Florida |
3 |
7 |
21 |
16 point predicted spread. |
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Connecticut |
8 |
3 |
35 |
UConn head coach Jim Mora won |
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Florida Atl. |
4 |
6 |
24 |
nine games last year and at least that many in 2025. |
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Jacksonville St. |
7 |
3 |
32 |
Experts say FIU will win |
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Florida Intl. |
5 |
5 |
24 |
but Savvy is solid on JSU. |
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Utah St. |
5 |
5 |
21 |
I think Savvy’s 14-point spread |
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Fresno St. |
7 |
3 |
35 |
should be eight points. |
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Charlotte |
1 |
9 |
6 |
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| 4 |
Georgia |
9 |
1 |
47 |
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Old Dominion |
7 |
3 |
37 |
Old Dominion will finish 9-3 and get a |
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Georgia So. |
5 |
5 |
21 |
nice bowl game but no national ranking. |
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| 18 |
Pittsburgh |
7 |
3 |
34 |
Bookmakers say Georgia Tech will win |
| 20 |
Georgia Tech |
9 |
1 |
25 |
but Savvy is solid with Pitt. |
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TCU |
6 |
4 |
24 |
I’m not sure coach Fritz stays at UH long |
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Houston |
8 |
2 |
33 |
since fan support has been low for an eight-win team. |
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Michigan St. |
3 |
7 |
10 |
This will mark eight losses in |
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Iowa |
6 |
4 |
35 |
a row for Michigan State. |
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Kansas |
5 |
5 |
21 |
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Iowa St. |
6 |
4 |
31 |
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Missouri State |
7 |
3 |
25 |
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Kennesaw St. |
7 |
3 |
27 |
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C Michigan |
6 |
4 |
32 |
If CMU qb Angel Flores doesn’t play, this game |
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Kent St. |
4 |
6 |
20 |
could be in doubt. He is top passer and rusher. |
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Liberty |
4 |
6 |
27 |
Vegas favors LA Tech so this is |
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LA Tech |
5 |
5 |
24 |
an upset prediction by Savvy. |
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W Kentucky |
8 |
2 |
21 |
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LSU |
6 |
4 |
32 |
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| 21 |
Michigan |
8 |
2 |
36 |
I think this spread will be less |
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Maryland |
4 |
6 |
13 |
than double digits. |
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Sam Houston |
2 |
8 |
24 |
Sam Houston won its last two |
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Middle Tenn |
1 |
9 |
28 |
but won’t win this one. |
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Duke |
5 |
5 |
30 |
UNC has lost five |
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N Carolina |
4 |
6 |
21 |
of its last seven. |
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Florida St. |
5 |
5 |
34 |
This season is almost over and FSU coach Norvell |
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N Carolina St. |
5 |
5 |
23 |
is 7-15 over two seasons. Not good enough for FSU. |
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W Michigan |
6 |
4 |
30 |
WMU has won six |
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N Illinois |
3 |
7 |
13 |
of its last seven games. |
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Minnesota |
6 |
4 |
21 |
Minnesota is 6-0 |
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Northwestern |
5 |
5 |
23 |
on the road this year. |
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Syracuse |
3 |
7 |
9 |
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| 7 |
Notre Dame |
8 |
2 |
46 |
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Massachusetts |
0 |
10 |
10 |
Ohio has yet to |
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Ohio |
6 |
4 |
38 |
lose at home. |
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Rutgers |
5 |
5 |
10 |
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| 1 |
Ohio St. |
10 |
0 |
39 |
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Missouri |
7 |
3 |
21 |
Oklahoma beat Tennessee two weeks ago |
| 10 |
Oklahoma |
8 |
2 |
30 |
and Alabama last week. Mizzou will be next. |
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Nebraska |
7 |
3 |
24 |
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Penn St. |
4 |
6 |
27 |
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| 24 |
N Texas |
9 |
1 |
42 |
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Rice |
5 |
5 |
17 |
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San Jose St. |
3 |
7 |
20 |
SDSU beat Boise St. last week despite |
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San Diego St. |
8 |
2 |
28 |
having -5 passing yards midway 3rd qtr. |
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Louisville |
7 |
3 |
22 |
We said a month ago Louisville |
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SMU |
7 |
3 |
32 |
would crash. This will be 3 losses in a row. |
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S Miss |
7 |
3 |
36 |
Savvy sees a big spread for SoMiss |
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S Alabama |
3 |
7 |
19 |
but experts say it will be a field goal. |
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Coastal Car |
6 |
4 |
21 |
Despite just three wins, South |
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S Carolina |
3 |
7 |
30 |
Carolina is a strong team. |
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California |
6 |
4 |
31 |
Very low chance of |
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Stanford |
3 |
7 |
20 |
upset with this prediction. |
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| 22 |
Tulane |
8 |
2 |
37 |
Tulane is 5-0 on |
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Temple |
5 |
5 |
17 |
the road this year. |
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Arkansas |
2 |
8 |
20 |
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| 15 |
Texas |
7 |
3 |
35 |
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| FCS |
Samford |
1 |
10 |
3 |
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| 2 |
Texas A&M |
10 |
0 |
51 |
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LA Monroe |
3 |
7 |
23 |
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Texas St. |
4 |
6 |
35 |
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Ball St. |
4 |
6 |
10 |
The Toledo defense hasn’t given |
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Toledo |
6 |
4 |
36 |
up a touchdown since Oct 25th. |
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Georgia St. |
1 |
9 |
23 |
If not for an easy schedule, |
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Troy |
6 |
4 |
31 |
Troy would have a losing record. |
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USF |
7 |
3 |
45 |
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UAB |
3 |
7 |
21 |
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Oklahoma St. |
1 |
9 |
20 |
Scott Frost will put UCF just one game |
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UCF |
4 |
6 |
32 |
ahead of last year’s fired coach. |
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Hawai’i |
7 |
3 |
35 |
Okay betting public… favoring UNLV |
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UNLV |
8 |
2 |
26 |
is not going to work against Hawai’i. |
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Kansas St. |
5 |
5 |
15 |
Much of the credit for Utah’s success is |
| 8 |
Utah |
8 |
2 |
38 |
OC Jason Beck who has two qbs highly successful. |
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New Mexico St. |
3 |
7 |
25 |
NMSU ends a five-game losing streak |
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UTEP |
2 |
8 |
22 |
in this upset of Vegas odds. |
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| 25 |
E Carolina |
7 |
3 |
37 |
ECarolina couldn’t out of the bottom 25 |
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UTSA |
5 |
5 |
18 |
last year and now is in the top 25 for 2025. |
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Kentucky |
5 |
5 |
30 |
Upset! |
| 16 |
Vanderbilt |
8 |
2 |
27 |
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| 17 |
Miami Fl |
8 |
2 |
35 |
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Virginia Tech |
3 |
7 |
14 |
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Delaware |
5 |
5 |
13 |
I think the experts are wrong to set the |
| 19 |
Wake Forest |
7 |
3 |
39 |
spread less than 20 for this game. |
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Illinois |
7 |
3 |
25 |
This game has a very high |
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Wisconsin |
3 |
7 |
20 |
upset rating. |
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Nevada |
2 |
8 |
18 |
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Wyoming |
4 |
6 |
24 |
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