Texas vs Georgia… Who will win? Predictions for all FBS games.

  Savvy Index   2025    
  predictions week      12    
  11/09/25        
  last week: 34 – 18                     season: 581 – 151 wins losses game values notes
  Minnesota 6 3 14 These two will surpass the
6 Oregon 8 1 33 44.5 points set by oddsmakers.
           
  Oregon St. 2 8 29 OSU plays clean, runs dirty,
  Tulsa 2 7 24 and leaves town with an upset W.
           
  Purdue 2 8 20 Purdue is playing above projections.
  Washington 6 3 32 UW is playing below.
           
  LA Tech 5 4 21 Experts say WSU by one possession
  Washington St. 4 5 32 but Savvy says two-plus.
           
  Kent St. 3 6 24 Akron continues to make
  Akron 4 6 26 its way to a bowl game.
           
15 Oklahoma 7 2 21 I personally think Alabama beats
4 Alabama 8 1 28 Vegas and Savvy’s 7 pt spread.
           
  W Virginia 4 6 24  
  Arizona St. 6 3 28  
           
  E Michigan 3 7 24 Bookmakers say EMU will
  Ball St. 4 5 26 prevail by about a field goal.
           
10 Utah 7 2 40 I don’t think analysts have figured out
  Baylor 5 4 17 just how good Utah is this year.
           
17 Georgia Tech 8 1 45 Bookies set the spread at just
  Boston Col 1 9 17 16.5. GTA is better than that.
           
  TCU 6 3 21  
16 BYU 8 1 34  
           
  UTSA 4 5 35  
  Charlotte 1 8 24  
           
  Arizona 6 3 24 Two teams vying for conference
21 Cincinnati 7 2 28 supremacy makes this a great game.
           
  Buffalo 5 4 19  
  C Michigan 5 4 28  
           
  Air Force 3 6 24 UConn has played an easy
  Connecticut 7 3 38 schedule but played it well.
           
19 Virginia 8 2 32 Betting lines continue to favor
  Duke 5 4 25 Duke despite Duke losses.
           
  Memphis 8 2 24 Last month, Savvy projected the downfall
  E Carolina 6 3 32 of Memphis and this will be another.
           
  Liberty 4 5 28 Liberty is on a bit 
  Florida Intl. 4 5 24 of a roll right now.
           
  Virginia Tech 3 6 23 Combined, these two have lost 
  Florida St. 4 5 30 eight of their last 10 games.
           
  Wyoming 4 5 17  
  Fresno St. 6 3 28  
           
8 Texas 7 2 28 Texas has metrics on Savvy of a champion.
9 Georgia 8 1 23 Georgia is a long way off of that.
           
  Marshall 4 5 35  
  Georgia St. 1 8 24  
           
  Coastal Car 6 3 33 Vegas says GaSo will
  Georgia So. 4 5 24 beat CCU. Savvy is solid on CCU.
           
  Maryland 4 5 18 Illinois defense must do something about
  Illinois 6 3 34 getting just 2 interceptions all season.
           
  Wisconsin 3 6 9 I think everyone’s got this
3 Indiana 10 0 38 wrong… UW won’t lose by 25+.
           
  Kennesaw St. 7 2 35 Betting lines favor Kennesaw St.
  Jacksonville St. 6 3 17 by just 1.5 points.
           
  App State 4 5 13  
  James Madison 8 1 41  
           
FCS Tenn Tech 10 0 10 TTU is one of the best FCS
  Kentucky 4 5 42 but Kentucky is surging big right now.
           
  Clemson 4 5 23 This has upset
  Louisville 7 2 30 written all over it.
           
  S Alabama 2 7 30 USA doesn’t have as many wins as ULM
  LA Monroe 3 6 24 but is higher in almost all prediction factors.
           
  Arkansas 2 7 24  
  LSU 5 4 35  
           
  N Illinois 2 7 26  
  Massachusetts 0 9 20  
           
  N Carolina St. 5 4 17 Miami is sputtering just as Savvy predicted
22 Miami Fl 7 2 35 so this game is a big upset candidate.
           
  Toledo 5 4 30  
  Miami Oh 5 4 18  
           
  Penn St. 3 6 31 Is this the end of Johnathon
  Michigan St. 3 6 21 at Michigan State?
           
  Florida 3 6 17 If you haven’t watched UM quarterback
11 Mississippi 9 1 36 Trinidad Chamblis, this is a good opportunity.
           
  Mississippi St. 5 5 21  
  Missouri 6 3 33  
           
  UTEP 2 7 17  
  Missouri State 6 3 32  
           
25 USF 7 2 40  
  Navy 7 2 20  
           
  San Jose St. 3 6 28  
  Nevada 1 8 21  
           
  Colorado St. 2 7 14 New Mexico should easily beat
  New Mexico 6 3 40 the 14.5 spread set by the experts.
           
20 Michigan 7 2 28 Michigan is beginning to slide
  Northwestern 5 4 16 in Savvy performance metrics.
           
  UCLA 3 6 10  
1 Ohio St. 9 0 37  
           
  Kansas St. 4 5 41 Kansas State is much better
  Oklahoma St. 1 8 17 than its 4-5 record.
           
  Troy 6 3 21  
  Old Dominion 6 3 31  
           
7 Notre Dame 7 2 33  
12 Pittsburgh 7 2 27  
           
  Delaware 5 4 32  
  Sam Houston 1 8 23  
           
  Boise St. 6 3 24 How things change! SDSU was near the bottom
  San Diego St. 7 2 27 last year and now favored over BSU.
           
  Texas St. 3 6 20 SoMiss is as good as Savvy predicted
  S Miss 7 2 43 under new coach Hough.
           
  New Mexico St. 3 6 17 It’s a mistake for experts to think
  Tennessee 6 3 41 Tennessee will win by six tds.
           
  S Carolina 3 6 14  
2 Texas A&M 9 0 38  
           
  UCF 4 5 10  
5 Texas Tech 9 1 37  
           
  Florida Atl. 4 5 24 FAU is s big surprise in 2025 and
  Tulane 7 2 35 a possible bowl team.
           
24 N Texas 8 1 47 North Texas is a top 25
  UAB 3 6 20 team on Savvy Index now.
           
  Utah St. 5 4 30 Savvy and Vegas are missing this….
  UNLV 7 2 37 USU will win in an “upset”.
           
13 Iowa 6 3 29 Savvy seems sure Illinois will upend
14 USC 7 2 23 USC despite experts favoring USC.
           
  N Carolina 4 5 13 Huh? Betting lines say total
23 Wake Forest 6 3 32 points will be under 40??
           
  Middle Tenn 1 8 17 Despite 1-8, Middle Tenn is better this year
  W Kentucky 7 2 37 and should show next year. 
           
  Ohio 6 3 20 Vegas favors
  W Michigan 5 4 26 Ohio by 1.5/
  Savvy Index vs the betting lines        
Savvy Index vs the betting lines  
Predicting winners:      1% less than betting lines
Point spreads:      22 games better than betting lines
Total game points:      21 games better than betting lines
best three predcitions  
Miami 39 – 10      final was                      38 – 10
West Virginia 31 – 24      final was                     29 – 22
SMU 42 – 14      final was                      45 – 13
   

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