Savvy Index projects Vanderbilt over Texas, 30-24 in week 10 predictions


  Savvy Index   2025    
  predictions week   10    
  10/26/25        
  last week: 37 – 15 season: 447 – 133 wins losses game values notes
  Washington St. 4 4 33 Washington State is inconsistent
  Oregon St. 1 7 21 but should have enough to win this one.
           
  Army 3 4 30 Air Force yields 484 yards of offense
  Air Force 2 5 24 per game- worst in the nation.
           
  Mississippi St. 4 4 38 I don’t believe for a minute that betting
  Arkansas 2 6 24 lines have this right in favoring Arkansas.
           
  Kentucky 2 5 14 I agree that Auburn should be favored but I
  Auburn 4 4 34 personally disagree with double-digit spreads.
           
  UCF 4 3 38 I’m not a Scott Frost fan but he will
  Baylor 4 4 21 defy the experts and win this.
           
  Fresno St. 5 3 17 Boise should finish the regular
  Boise St. 6 2 37 season with 12 wins and a playoff bid.
           
11 Notre Dame 5 2 53 Notre Dame has won 5 in a row.
  Boston Col 1 7 7 BC has lost six in a row.
           
  Buffalo 4 4 21 Khalil Murdock of Buffalo has already
  Bowling Green 3 5 24 forced five fumbles this year.
           
14 Virginia 7 1 35 Cal won’t win this because the Bears
  California 5 3 20 won’t stop UVA’s top 20 rush attack.
           
  Duke 4 3 31 Betting lines favor
  Clemson 3 4 21 Clemson by 3.5.
           
  Marshall 4 3 35 New Marshall HC Gibson is way ahead of
  Coastal Car 4 3 22 my preseason projections.
           
  Arizona 4 3 35 Buff fans . . . stop blaming Salter! It’s your
  Colorado 3 5 17 defense and OL that are awful.
           
  UAB 3 4 24 Careful Uconn…. UAB changed coaches
  Connecticut 5 3 40 and knocked off a top 25 team last week.
           
  Wake Forest 5 2 33 Bookmakers favor FSU but I agree with Savvy . . .
  Florida St. 3 4 21 Wake Forest brings an end to the Norvelll era.
           
5 Georgia 6 1 33 If I was betting on this game, I would
  Florida 3 4 19 go over the spread of experts and under the spread of Savvy.
           
  W Virginia 2 6 14 Oklahoma State should take a good, hard run
  Houston 7 1 36 at Houston coach Will Fritz.
           
  Rutgers 4 4 21  
  Illinois 5 3 33  
           
  Arizona St. 5 3 24 ISU should win but has problems with
  Iowa St. 5 3 28 injuries in the secondary and poor disciplines.
           
  Oklahoma St. 1 7 17 OSU doesn’t trust qbs to pass b/c they
  Kansas 4 4 39 aren’t very good. Daniels of Kansas is having a great year!
           
9 Texas Tech 7 1 39 Texas Tech leads the nation in
  Kansas St. 4 4 17 rush defense at 2.2 yards allowed per carry.
           
  UTEP 2 5 22  
  Kennesaw St. 5 2 27  
           
  Delaware 4 3 27 Delaware has held the line pretty well this year
  Liberty 3 4 26 but Liberty has under-performed most of the season.
           
  Old Dominion 5 3 38 ULM averaged just 13
  LA Monroe 3 5 17 points in October.
           
  Sam Houston 0 7 17 LA Tech lost to LSU by just 2 possessions and
  LA Tech 4 3 36 gives up less than 19 points per game.
           
3 Indiana 8 0 42 Keep an eye on this game because Maryland
  Maryland 4 3 13 leads the nation with 14 interceptions already.
           
  Purdue 2 6 10 Savvy once again favors Michigan
19 Michigan 6 2 37 by more than the experts.
           
  Jacksonville St. 4 3 38 Jacksonville St. running back Cam Cook leads the
  Middle Tenn 1 6 16 nation in rushing: 949 yards in just 7 games.
           
  Michigan St. 3 5 21 MSU coach Jonathan Smith hasn’t lost the
  Minnesota 5 3 28 locker room but he probably has lost the fans.
           
  S Carolina 3 5 14 USC Gamecocks can’t find a qb and
10 Mississippi 7 1 35 have lost five of their last six games.
           
  Florida Intl. 3 4 24 Vegas and Savvy both say 3-5 point
  Missouri State 4 3 29 spread but expect it to be above 11.
           
  USC 5 2 35 USC’s Jayden Maiava is the top long-ball
  Nebraska 6 2 24 passer in college football; 10.2 yards per attempt.
           
13 Georgia Tech 8 0 38  
  N Carolina St. 4 4 20  
           
  Navy 7 0 27 North Texas has played tougher opponents than
  N Texas 7 1 40 Navy has and played them much, much better.
           
  Penn St. 3 4 12 PSU is within 13 points of
1 Ohio St. 7 0 36 being an undefeated team.
           
  Memphis 7 1 44 I think Savvy is way too high in its
  Rice 4 4 13 spread, but we’ll see.
           
  Wyoming 4 4 9 Two teams with brilliant up-trends
  San Diego St. 6 1 33 in Savvy Index performance metrics.
           
  Hawai’i 6 2 39 Really – experts actually favor
  San Jose St. 2 5 15 San Jose State?
           
8 Miami Fl 6 1 36 This is only the 2nd road game for Miami this year.
  SMU 5 3 17 This is the first ranked opponent for SMU.
           
 
Louisiana 2 6 28 Betting lines say that USA will
 
S Alabama 2 6 27 win by a touchdown.
           
23 Pittsburgh 6 2 41 I don’t think it matters that Pitt stops rush attacks
  Stanford 3 5 13 because Stanford doesn’t have one. 
           
  N Carolina 2 5 28 Experts say Syracuse
  Syracuse 3 5 24 will win by 1.5.
           
  E Carolina 4 3 27  
  Temple 5 3 21  
           
23 Oklahoma 6 2 28 … but … Tennessee has lost four straight to
25 Tennessee 6 2 32 ranked teams since last year.
           
12 Vanderbilt 7 1 30 Upset prediction by Savvy.               Experts
17 Texas 6 2 24 favor Texas by about a field goal.
           
  James Madison 6 1 24 James Madison has played well vs a weak
  Texas St. 3 4 12 schedule. This win could move JMU into the Savvy top 25.
           
  Arkansas St. 4 4 21  
  Troy 6 2 32  
           
  New Mexico 5 3 29 I smell an upset despite Savvy and the
  UNLV 6 1 34 experts both saying UNLV will win.
           
18 Cincinnati 7 1 26  
22 Utah 6 2 28  
           
  Tulane 6 1 40  
  UTSA 3 4 16  
           
15 Louisville 6 1 35 You know Louisville is doing something right
  Virginia Tech 3 5 17 when rb Isaac Brown averages 8.7 yards per carry.
           
  New Mexico St. 3 4 19 NMSU is worst in the nation for rushing … 2.4 ypc.
  W Kentucky 6 2 33 WKU is 129th for yielding the most rush ypc.
           
  C Michigan 5 3 21 Both teams have won four 
  W Michigan 4 4 24 of their last five games.
Savvy Index vs the betting lines  
Predicting winners:      1% less than betting lines
Point spreads:      26 games better than betting lines
Total game points:      11 games better than betting lines
best three predcitions  
C Michigan 35 – 14      final was            38 – 13
Baylor 40 – 21      final was 41 – 20
Troy 34 – 20  – second week in a row that Troy has     made the top three best predictions     final was                      35 – 23
 

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