| Savvy Index | 2025 | ||||
| predictions | week | 9 | 10/19/25 | ||
| top 25 | last week: 41 – 19 season: 410 – 118 | wins | losses | game values | notes |
| Wisconsin | 2 | 5 | 9 | Where will UW find leverage since UO leads the | |
| 7 | Oregon | 6 | 1 | 42 | nation in rush ypc and pass defense yards per game? |
| 24 | Illinois | 5 | 2 | 27 | Washington gets the nod from |
| Washington | 5 | 2 | 29 | Savvy because of home field advantage. | |
| Toledo | 4 | 3 | 35 | Savvy refutes bookmakers to favor | |
| Washington St. | 3 | 4 | 17 | Tolledo. Metrics support that prediction. | |
| Houston | 6 | 1 | 21 | I disagree with Savvy and Vegas…. | |
| Arizona St. | 5 | 2 | 28 | Houston and Will Fritz will win this. | |
| Auburn | 3 | 4 | 24 | Upset prediction. | |
| Arkansas | 2 | 5 | 31 | Vegas favors Auburn by 1.5. | |
| Georgia So. | 3 | 4 | 27 | Arkansas St. MUST win this game to stay in | |
| Arkansas St. | 3 | 4 | 32 | bowl contention because the rest of the schd is tough. | |
| Akron | 2 | 6 | 21 | ||
| Buffalo | 4 | 3 | 28 | ||
| N Texas | 6 | 1 | 50 | Bookies say UNT by 27.5 but this | |
| Charlotte | 1 | 6 | 12 | spread will be much greater. | |
| Baylor | 4 | 3 | 21 | Cincinnati is top five on Savvy for best | |
| Cincinnati | 6 | 1 | 40 | metrics so Baylor won’t come close. | |
| Massachusetts | 0 | 7 | 14 | ||
| C Michigan | 4 | 3 | 35 | ||
| Middle Tenn | 1 | 5 | 24 | This is a close prediction but | |
| Delaware | 3 | 3 | 28 | Delaware has much better performance metrics. | |
| Ohio | 4 | 3 | 36 | EMU gives up over six yards per rush, | |
| E Michigan | 2 | 6 | 17 | second worst in the entire nation. | |
| Kennesaw St. | 4 | 2 | 28 | KSU cornerback and former Notre Dame recruit | |
| Florida Intl. | 3 | 3 | 22 | Caleb Offord is a national leader in defending passes. | |
| San Diego St. | 5 | 1 | 28 | San Diego State is winning with its | |
| Fresno St. | 5 | 2 | 24 | ninth-ranked rush defense (2.8 ypc). | |
| S Alabama | 1 | 6 | 32 | Georgia State is in a steep | |
| Georgia St. | 1 | 6 | 26 | nosedive and it gets worse this week. | |
| Syracuse | 3 | 4 | 21 | Despite Georgia Tech’s record, the Yellowjackets | |
| 18 | Georgia Tech | 7 | 0 | 35 | does not have Savvy-metrics of a top 25 team. |
| UCLA | 3 | 4 | 16 | ||
| 4 | Indiana | 7 | 0 | 37 | |
| Minnesota | 5 | 2 | 14 | ||
| Iowa | 5 | 2 | 28 | ` | |
| 5 | BYU | 7 | 0 | 32 | BYU is vulnerable on the road |
| Iowa St. | 5 | 2 | 19 | but probably not this week. | |
| Kansas | 4 | 3 | 33 | I think KSU will control the ground | |
| Kansas St. | 3 | 4 | 25 | enough to get an upset win. | |
| Bowling Green | 3 | 4 | 30 | High risk here . . . Bowling Green has | |
| Kent St. | 2 | 5 | 22 | lost three of the last four. | |
| 25 | Tennessee | 5 | 2 | 34 | Kentucky is better and more of a threat |
| Kentucky | 2 | 4 | 26 | than most people think. Possible upset here. | |
| Boston Col | 1 | 6 | 10 | Louisville won’t hold up in the top 15 | |
| 12 | Louisville | 5 | 1 | 34 | but the Cardinals will win this week. |
| W Kentucky | 5 | 2 | 21 | Vegas says LaTech by 3 but metrics on | |
| LA Tech | 4 | 2 | 35 | Savvy says it will be at least two possessiopns. | |
| 8 | Texas A&M | 7 | 0 | 30 | LSU has lost its last three |
| 21 | LSU | 5 | 2 | 25 | straight games against ranked teams. |
| 25 | USF | 6 | 1 | 40 | Experts say USF by 3.5 but |
| Memphis | 6 | 1 | 24 | this margin will be much, much more. | |
| Stanford | 3 | 4 | 17 | Vegas thinks Miami winning this | |
| 15 | Miami Fl | 5 | 1 | 34 | by 30+ makes sense. No way. |
| W Michigan | 4 | 3 | 20 | Careful here . . . WMU is on a hot | |
| Miami Oh | 4 | 3 | 25 | streak and will likely win this. | |
| 17 | Michigan | 5 | 2 | 37 | Fans are booing Jonathan Smith. |
| Michigan St. | 3 | 4 | 17 | There’s a job opening out west he might like. | |
| 14 | Texas | 5 | 2 | 31 | Something is wrong at Texas that I can’t |
| Mississippi St. | 4 | 3 | 17 | determine but believe we will soon see. | |
| Florida Atl. | 3 | 4 | 21 | FAU quarterback Veltkamp leads the | |
| Navy | 6 | 0 | 40 | nation in passing attempts, completion, and interceptions. | |
| Northwestern | 5 | 2 | 29 | Experts continue to favor Nebraska | |
| Nebraska | 5 | 2 | 17 | but Savvy favors Northwestern. | |
| 23 | Boise St. | 5 | 2 | 45 | Despite this prediction, Nevada has pretty good |
| Nevada | 1 | 6 | 10 | metrics and will begin to win in the next few weeks. | |
| Utah St. | 4 | 3 | 33 | Bookmakers favor UNM by 2.5. | |
| New Mexico | 4 | 3 | 29 | I agree with Savvy that USU wins. | |
| Missouri State | 3 | 3 | 27 | This is the closest prediction | |
| New Mexico St. | 3 | 3 | 26 | Savvy has predicted in 2025. | |
| 22 | Virginia | 6 | 1 | 41 | Gotta love UNC fans who continue to SRO |
| N Carolina | 2 | 4 | 14 | the stadium despite UNC’s awful season. | |
| Ball St. | 3 | 4 | 25 | ||
| N Illinois | 1 | 6 | 21 | ||
| 9 | Mississippi | 6 | 1 | 26 | Oklahoma is #1 in the nation in total |
| 11 | Oklahoma | 6 | 1 | 28 | defense … just 213 yp game. |
| App State | 4 | 3 | 24 | Old Dominion has the 7th best rushing | |
| Old Dominion | 4 | 3 | 33 | yards per carry in the nation. | |
| N Carolina St. | 4 | 3 | 21 | Pitt has the second best rush defense in | |
| Pittsburgh | 5 | 2 | 35 | yards per carry in the nation (2.2). | |
| Rutgers | 3 | 4 | 32 | Rutgers has the worst rush ypc defense in America | |
| Purdue | 2 | 5 | 23 | so Purdue has a real shot at this. | |
| Connecticut | 5 | 2 | 31 | I tend to think the experts have | |
| Rice | 3 | 4 | 24 | a better spread at 10.5. | |
| 3 | Alabama | 6 | 1 | 39 | Alabama has played a tough schedule |
| S Carolina | 3 | 4 | 10 | and the Tide has played if very well. | |
| LA Monroe | 3 | 4 | 20 | We said in the preseason that SoMiss would | |
| S Miss | 5 | 2 | 34 | go from miserable to a bowl under Huff. | |
| Oklahoma St. | 1 | 6 | 20 | ||
| 13 | Texas Tech | 6 | 1 | 38 | |
| Louisiana | 2 | 5 | 20 | ||
| Troy | 5 | 2 | 34 | ||
| Temple | 4 | 3 | 36 | This is a solid Savvy prediction | |
| Tulsa | 2 | 5 | 19 | for Temple. | |
| Colorado | 3 | 4 | 13 | Both of these teams have played hard | |
| Utah | 5 | 2 | 39 | schedules and played very well. | |
| 10 | Missouri | 6 | 1 | 28 | Savvy and betting lines say Vandy by |
| 20 | Vanderbilt | 6 | 1 | 31 | three but trend lines tell me it will be 14+. |
| California | 5 | 2 | 31 | Experts still don’t believe in Cal and | |
| Virginia Tech | 2 | 5 | 19 | favor Va Tech by four points. | |
| 16 | SMU | 5 | 2 | 35 | SMU is headed for a fall and |
| Wake Forest | 4 | 2 | 21 | that might start this week. | |
| 19 | TCU | 5 | 2 | 38 | TCU is sputtering but should |
| W Virginia | 2 | 5 | 17 | be solid against WVU. | |
| Colorado St. | 2 | 5 | 24 | This is just the third road game | |
| Wyoming | 3 | 4 | 27 | for Colorado State. | |
| Savvy Index vs the betting lines | |||||
| Predicting winners: | same (78%) | ||||
| Point spreads: | 27 games better than betting lines | ||||
| Total game points: | 4 game better than betting lines | ||||
| best three predcitions | |||||
| Oregon St. 40 – 14 | final was 45 – 13 | ||||
| Troy 34-14 | final was 37 – 14 | ||||
| USF 47 – 17 | final was 48 – 13 | ||||
Savvy Game Line 