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Savvy Index |
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2025 |
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predictions |
week |
8 |
10/12/25 |
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10/12/25 |
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| top 25 |
last week: 39 – 17 season: 369 – 99 |
wins |
losses |
game values |
notes |
| 9 |
Oregon |
5 |
1 |
42 |
Oregon’s win at Penn St. doesn’t look |
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Rutgers |
3 |
3 |
17 |
so good after PSU lost three straight & fired its coach. |
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Lafayette |
5 |
2 |
14 |
Oregon State should “bump up” |
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Oregon St. |
0 |
7 |
40 |
with the coaching change. rev 10/17 |
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Washington |
5 |
1 |
31 |
Washington has strong trends and |
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Michigan |
4 |
2 |
24 |
is favored in this Savvy upset prediction. |
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Washington St. |
3 |
3 |
23 |
Virginia is one step out |
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Virginia |
5 |
1 |
36 |
of the Savvy Index top 25. |
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Wyoming |
3 |
3 |
33 |
Savvy disagrees with the experts |
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Air Force |
1 |
5 |
24 |
who favor Air Force by about a td. |
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| 18 |
Tennessee |
5 |
1 |
27 |
Tennessee has been over-rated on the |
| 7 |
Alabama |
5 |
1 |
31 |
coach’s poll all season. |
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Coastal Car |
3 |
3 |
24 |
Neither team has performed well |
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App State |
4 |
2 |
27 |
but App St. is the better of the two. |
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| 10 |
Texas Tech |
6 |
0 |
30 |
TTU will win by more than 2 tds if |
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Arizona St. |
4 |
2 |
24 |
Leavitt can’t play. |
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| 6 |
Texas A&M |
6 |
0 |
41 |
TAM has beaten Notre Dame, Auburn, |
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Arkansas |
2 |
4 |
19 |
Miss State, and Florida all in succession. |
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| 25 |
Missouri |
5 |
1 |
24 |
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Auburn |
3 |
3 |
27 |
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Akron |
2 |
5 |
21 |
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Ball St. |
2 |
4 |
24 |
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UNLV |
6 |
0 |
28 |
Showdown in the |
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Boise St. |
4 |
2 |
36 |
Mountain West Conference. |
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Connecticut |
4 |
2 |
32 |
Vegas favors BC but I’m with |
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Boston Col |
1 |
5 |
27 |
Savvy which sees UConn as the winner. |
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C Michigan |
3 |
3 |
21 |
Bowling Green has three rbs with |
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Bowling Green |
3 |
3 |
30 |
40 or more carries already this season. |
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| 17 |
Utah |
5 |
1 |
28 |
Utah has terrific performance |
| 14 |
BYU |
6 |
0 |
24 |
metrics on Savvy. Not so BYU. |
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N Carolina |
2 |
3 |
21 |
Belichick has yet to beat a team |
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California |
4 |
2 |
30 |
with a winning record. |
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Temple |
3 |
3 |
35 |
Temple is struggling right now |
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Charlotte |
1 |
5 |
19 |
but still has enough to beat Charlotte. |
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SMU |
4 |
2 |
24 |
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Clemson |
3 |
3 |
28 |
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Hawai’i |
5 |
2 |
28 |
Bettors favor CSU but I would take |
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Colorado St. |
2 |
4 |
26 |
Hawai’i and make $$$ if I was a gambler. |
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| 24 |
Georgia Tech |
6 |
0 |
30 |
This game is too hard to call with |
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Duke |
4 |
2 |
28 |
any confidence. Bookies favor Duke. |
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Tulsa |
2 |
4 |
17 |
watch East Carolina win five of its |
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E Carolina |
3 |
3 |
31 |
last six games including this one. |
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Mississippi St. |
4 |
2 |
27 |
Another Savvy Index disagreement with |
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Florida |
2 |
4 |
24 |
experts who favor Florida. |
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| 3 |
Mississippi |
6 |
0 |
31 |
Experts favor Georgia but Ol’ Miss finally |
| 4 |
Georgia |
5 |
1 |
25 |
gets its win over the ‘dogs. |
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Georgia St. |
1 |
5 |
28 |
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Georgia So. |
2 |
4 |
33 |
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Arizona |
4 |
2 |
22 |
As good as UA has been, the ‘Cats |
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Houston |
5 |
1 |
30 |
won’t stick with Houston. |
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Michigan St. |
3 |
3 |
10 |
I’m not a Cignetti fan but his |
| 2 |
Indiana |
6 |
0 |
45 |
work at Indiana has been awesome. |
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Penn St. |
3 |
3 |
17 |
How much renewed spirit will PSU |
| 20 |
Iowa |
4 |
2 |
30 |
have after Franklin’s departure? |
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Delaware |
3 |
2 |
30 |
Bookmakers have both the spread (2.5) and |
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Jacksonville St. |
3 |
3 |
20 |
total points (57.5) too low. |
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Old Dominion |
4 |
2 |
14 |
Very high upset alert here. |
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James Madison |
5 |
1 |
24 |
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| 11 |
Texas |
4 |
2 |
39 |
Both teams have highly favorabe |
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Kentucky |
2 |
3 |
10 |
performance trends on Savvy Index. |
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New Mexico St. |
3 |
2 |
21 |
Savvy Index says NMSU has a |
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Liberty |
2 |
4 |
26 |
very high chance of upset. |
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S Miss |
4 |
2 |
33 |
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Louisiana |
2 |
4 |
27 |
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Troy |
4 |
2 |
34 |
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LA Monroe |
3 |
3 |
14 |
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Texas St. |
3 |
3 |
31 |
Experts say Texas St. will winby three. |
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Marshall |
3 |
3 |
34 |
Savvy says Marshall will win by three. |
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Buffalo |
3 |
3 |
31 |
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Massachusetts |
0 |
6 |
17 |
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| 19 |
Louisville |
4 |
1 |
32 |
Louisville will start well |
| 5 |
Miami Fl |
5 |
0 |
35 |
but not be able to finish. |
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E Michigan |
2 |
5 |
15 |
Miami has three straight |
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Miami Oh |
3 |
3 |
35 |
wins and will get to a bowl game. |
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Nebraska |
5 |
1 |
27 |
Nebraska has Dylan Raiola; |
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Minnesota |
4 |
2 |
24 |
Minnesota doesn’t. |
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Nevada |
1 |
5 |
21 |
Nevada is dead last in FBS for |
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New Mexico |
3 |
3 |
31 |
turnovers… three per game. |
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Purdue |
2 |
4 |
12 |
UNW beat Penn State last week but is only |
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Northwestern |
4 |
2 |
38 |
favored by experts by 3? Yeah, I’ll take the over. |
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UTSA |
3 |
3 |
32 |
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N Texas |
5 |
1 |
34 |
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| 21 |
USC |
5 |
1 |
28 |
Showdown of legendary |
| 8 |
Notre Dame |
4 |
2 |
37 |
programs. |
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N Illinois |
1 |
5 |
10 |
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Ohio |
3 |
3 |
31 |
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Cincinnati |
5 |
1 |
42 |
Cincinnati’s Brendan Sorsby |
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Oklahoma St. |
1 |
5 |
14 |
us having a fabulous season. |
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UTEP |
1 |
5 |
27 |
I think Savvy and Vegas are too low and |
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Sam Houston |
0 |
6 |
23 |
the final margin will be 8 or more. |
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Arkansas St. |
2 |
4 |
30 |
Savvy disagrees with the experts |
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S Alabama |
1 |
5 |
27 |
who favor SoAla by 7. |
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Oklahoma |
5 |
1 |
22 |
Oklahoma is favored by the experts |
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S Carolina |
3 |
3 |
25 |
but Savvy sees SoCar with an upset. |
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Florida St. |
3 |
3 |
39 |
Stanford can’t run and has a tough |
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Stanford |
2 |
4 |
20 |
time even passing. Advantage FSU. |
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Pittsburgh |
4 |
2 |
36 |
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Syracuse |
3 |
3 |
22 |
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Baylor |
4 |
2 |
34 |
Vegas favors TCU but Savvy Index |
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TCU |
4 |
2 |
28 |
is solid for Baylor. |
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Kent St. |
2 |
4 |
24 |
Toledo’s tough rush defense |
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Toledo |
3 |
3 |
31 |
will be too much for sporadic Kent State. |
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Army |
3 |
3 |
17 |
Tulane has wins over Duke, |
| 22 |
Tulane |
5 |
1 |
34 |
Northwestern, and E Carolina. |
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Memphis |
6 |
0 |
49 |
I like Trent Dilfer but Savvy never rated |
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UAB |
2 |
4 |
17 |
him with favor at UAB. |
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W Virginia |
2 |
4 |
21 |
Oddsmakers are too low on both |
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UCF |
3 |
3 |
30 |
spread (7) and points (48.5). |
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Maryland |
4 |
2 |
23 |
UCLA is suddenly one |
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UCLA |
2 |
4 |
28 |
of the hottest teams in America. |
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Florida Atl. |
3 |
3 |
17 |
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| 23 |
USF |
5 |
1 |
47 |
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San Jose St. |
2 |
4 |
27 |
Last year, USU started 1-5. What a great |
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Utah St. |
3 |
3 |
35 |
job Mendenhall has done with the Aggies. |
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| 15 |
LSU |
5 |
1 |
31 |
Betting lines say Vandy by 2.5 |
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Vanderbilt |
5 |
1 |
25 |
but Savvy says LSU is still a step above. |
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| 1 |
Ohio St. |
6 |
0 |
39 |
Wisconsin plays #1 Ohio State this week, |
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Wisconsin |
2 |
4 |
4 |
#10 Oregon next week, #2 Indiana in two weeks. |
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Florida Intl. |
2 |
3 |
21 |
WKU qb Maverick Mciver is playing well |
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W Kentucky |
5 |
1 |
35 |
but team defense makes the ‘toppers vulnerable. |
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Savvy Index vs the betting lines |
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