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Savvy Index |
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2025 |
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predictions |
week |
5 |
09/21/25 |
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09/21/25 |
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| top 25 |
last week: 46 – 16 season: 250 – 59 |
wins |
losses |
game values |
notes |
| 3 |
Oregon |
4 |
0 |
33 |
Upset prediction … Oregon has better metrics |
| 4 |
Penn St. |
3 |
0 |
24 |
on Savvy without even seeming to have tried. |
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Houston |
3 |
0 |
36 |
With OSU playing an FCS next |
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Oregon St. |
0 |
4 |
17 |
week, will this loss bring a coaching change? |
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| 1 |
Ohio St. |
3 |
0 |
34 |
UW has played three cream puffs. |
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Washington |
3 |
0 |
21 |
Why are margins not 21+ points? |
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Washington St. |
2 |
2 |
24 |
Colorado State wins because offensive scheme and |
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Colorado St. |
1 |
2 |
28 |
WSU is almost dead last in FBS turnovers. |
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Hawai’i |
3 |
2 |
27 |
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Air Force |
1 |
2 |
30 |
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TCU |
3 |
0 |
28 |
Watch out ASU because |
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Arizona St. |
3 |
1 |
30 |
TCU is playing well above expectations. |
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| 17 |
Notre Dame |
1 |
2 |
41 |
Arkansas’ loss last week was telling. |
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Arkansas |
2 |
2 |
27 |
The ‘Backs won’t cover the 6 point spread. |
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App State |
2 |
1 |
20 |
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Boise St. |
2 |
1 |
39 |
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California |
3 |
1 |
31 |
Vegas likes BC but Cal will actually hold onto |
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Boston Col |
1 |
2 |
27 |
the ball and will prevail. |
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Connecticut |
2 |
2 |
28 |
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Buffalo |
2 |
2 |
24 |
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E Michigan |
1 |
3 |
28 |
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C Michigan |
2 |
2 |
30 |
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| 25 |
BYU |
3 |
0 |
35 |
Savvy is steely about BYU |
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Colorado |
2 |
2 |
17 |
winning by three possessions. |
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Army |
1 |
2 |
21 |
Army is in dire need |
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E Carolina |
2 |
2 |
32 |
of finding a defense. |
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| 23 |
Memphis |
4 |
0 |
47 |
Experts see Memphis by two possessions. |
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Florida Atl. |
1 |
2 |
10 |
Savvy Index clearly sees a blowout. |
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| 14 |
Alabama |
2 |
1 |
24 |
Even with a win over Alabama, Georgia |
| 2 |
Georgia |
3 |
0 |
31 |
won’t be #1 next week. |
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USC |
4 |
0 |
30 |
Vegas says USC will win on the |
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Illinois |
3 |
1 |
34 |
road after going 1-4 vs Big10 last year. |
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| 9 |
Indiana |
4 |
0 |
33 |
Experts said Indiana’s roster over haul |
| 21 |
Iowa |
3 |
1 |
21 |
would thwart the Hoosiers…. not so fast! |
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Arizona |
3 |
0 |
20 |
UA’s Noah Fafita and coach Brennan |
| 12 |
Iowa St. |
4 |
0 |
32 |
are having their best seasons ever. |
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Georgia So. |
2 |
2 |
21 |
I disagree with Savvy and Vegas … |
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James Madison |
2 |
1 |
24 |
GaSo is on a bit of a streak and will win. |
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Cincinnati |
2 |
1 |
20 |
Kansas’ 31-point win over |
| 24 |
Kansas |
3 |
1 |
39 |
West Virginia last week was impressive. |
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UCF |
3 |
0 |
30 |
Experts say KSU will |
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Kansas St. |
1 |
3 |
24 |
win by more than five. |
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Middle Tenn |
1 |
3 |
23 |
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Kennesaw St. |
2 |
2 |
29 |
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Marshall |
2 |
2 |
34 |
You know Louisiana fans are suffering when |
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Louisiana |
1 |
3 |
21 |
their ULL team loses to Rice and E Michigan in a three week time. |
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Arkansas St. |
1 |
3 |
27 |
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LA Monroe |
2 |
1 |
30 |
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| FCS |
Lindenwood |
0 |
2 |
10 |
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Miami Oh |
0 |
3 |
39 |
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Rutgers |
3 |
1 |
33 |
Vegas says UM by five |
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Minnesota |
2 |
1 |
20 |
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| 15 |
LSU |
4 |
0 |
24 |
Bet the over on Vegas’ |
| 6 |
Mississippi |
4 |
0 |
32 |
1.5 point spread. |
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| 20 |
Tennessee |
3 |
1 |
37 |
Miss St was just 2-10 |
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Mississippi St. |
4 |
0 |
28 |
last year and may win this one. |
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Massachusetts |
0 |
3 |
6 |
This is such a mismatch that experts |
| 10 |
Missouri |
4 |
0 |
54 |
didn’t have odds as of late Sunday. |
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W Kentucky |
3 |
1 |
36 |
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Missouri State |
2 |
2 |
21 |
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Rice |
3 |
1 |
21 |
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Navy |
3 |
0 |
30 |
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New Mexico St. |
2 |
1 |
17 |
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New Mexico |
2 |
1 |
34 |
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Virginia Tech |
1 |
3 |
25 |
Two horribly under-performing groups |
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N Carolina St. |
3 |
1 |
28 |
fighting to escape oblivion. |
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San Diego St. |
2 |
1 |
24 |
SDSU leads the nation in |
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N Illinois |
1 |
2 |
21 |
fewest turnovers — ZERO all year. |
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UCLA |
0 |
3 |
20 |
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Northwestern |
1 |
2 |
27 |
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S Alabama |
1 |
3 |
32 |
I think Savvy is over-estimating |
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N Texas |
4 |
0 |
33 |
South Alabama. |
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Bowling Green |
2 |
2 |
21 |
Experts say Ohio by more than 10 |
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Ohio |
2 |
2 |
26 |
but Savvy sees plenty of defensive negatives. |
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Baylor |
2 |
2 |
37 |
Oklahoma State has now lost |
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Oklahoma St. |
1 |
2 |
21 |
its last 11 straight games vs FBS opponents. |
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Liberty |
1 |
3 |
21 |
Liberty has been just |
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Old Dominion |
2 |
1 |
34 |
plain awful this year. |
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| 7 |
Louisville |
3 |
0 |
34 |
Pitt is figured by Vegas to keep this |
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Pittsburgh |
2 |
1 |
17 |
close but Pitt hasn’t beaten any good opponent. |
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Kentucky |
2 |
1 |
24 |
Kentucky has upward trends whild |
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S Carolina |
2 |
2 |
27 |
USC has downward. |
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Jacksonville St. |
2 |
2 |
32 |
Savvy disagrees with the experts |
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S Miss |
2 |
2 |
27 |
who say SoMiss by 3+. |
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San Jose St. |
1 |
2 |
24 |
San Jose State performance metrics |
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Stanford |
1 |
3 |
28 |
on Savvy are in the bottom 10 of FBS. |
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Duke |
2 |
2 |
28 |
Duke is favored by |
| 22 |
Syracuse |
3 |
1 |
31 |
the bookmakers. |
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Auburn |
3 |
1 |
23 |
Expect total points to exceed |
| 19 |
Texas A&M |
3 |
0 |
36 |
the 51.5 set by oddsmakers. |
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Akron |
1 |
3 |
24 |
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Toledo |
2 |
2 |
27 |
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Tulane |
3 |
1 |
32 |
If you’re looking for a good upset, |
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Tulsa |
2 |
2 |
19 |
this is it. Tulsa has excellent trend lines on Savvy. |
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LA Tech |
3 |
1 |
38 |
Take the over on the 3.0 spread. |
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UTEP |
1 |
3 |
12 |
LA Tech will dominate this game. |
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Utah St. |
3 |
1 |
21 |
Two red hot teams will make |
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Vanderbilt |
4 |
0 |
41 |
this a well-played game. |
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| 11 |
Florida St. |
3 |
0 |
39 |
FSU will beat the seven |
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Virginia |
3 |
1 |
24 |
point spread set by bookmakers. |
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Georgia Tech |
4 |
0 |
39 |
Georgia Tech averages more |
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Wake Forest |
2 |
1 |
15 |
than EIGHT yards per play. |
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| FCS |
Rhode Island |
4 |
0 |
10 |
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W Michigan |
1 |
3 |
40 |
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Utah |
3 |
1 |
29 |
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W Virginia |
2 |
2 |
20 |
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Savvy Game Line 