| Savvy Index | 2025 | ||||
| predictions | week | 3 | |||
| 09/07/25 | |||||
| top 25 | last week: 70 – 13 season: 149 – 29 | wins | losses | game values | notes |
| 2 | Oregon | 2 | 0 | 42 | Can NW’s spectacular senior running |
| Northwestern | 1 | 1 | 13 | back Cam Porter get going against Oregon? | |
| Oregon St. | 0 | 2 | 14 | Experts say TTU wins by 23.5. It will | |
| 19 | Texas Tech | 2 | 0 | 48 | be much more. OSU looks confused. |
| Washington St. | 2 | 0 | 24 | WSU with impressive win last week but | |
| N Texas | 2 | 0 | 32 | the Cougs MUST run the ball better. | |
| Wisconsin | 2 | 0 | 17 | Oddsmakers say Alabama by 20+ | |
| 17 | Alabama | 1 | 1 | 34 | UW metrics on Savvy say it will be closer. |
| Kansas St. | 1 | 2 | 24 | ||
| Arizona | 2 | 0 | 31 | ||
| Texas St. | 2 | 0 | 32 | I agree with this upset | |
| Arizona St. | 1 | 1 | 31 | prediction by Savvy Index. | |
| 9 | Iowa St. | 3 | 0 | 45 | Bookies have the line for this |
| Arkansas St. | 1 | 1 | 9 | at about 20. It will be more. | |
| S Alabama | 1 | 1 | 17 | S Alabama finally has some decent metrics | |
| Auburn | 2 | 0 | 38 | on Savvy Index under Trent Dilfer. | |
| FCS | New Hampshire | 2 | 0 | 21 | Very high upset alert. |
| Ball St. | 0 | 2 | 34 | ||
| FCS | Samford | 0 | 2 | 3 | Samford has come within 25 |
| Baylor | 1 | 1 | 45 | points of anyone this season. | |
| Liberty | 1 | 1 | 30 | ||
| Bowling Green | 1 | 1 | 21 | ||
| Minnesota | 2 | 0 | 30 | This will be one of the best | |
| California | 2 | 0 | 17 | played games on the board. | |
| FCS | Monmouth | 2 | 0 | 17 | |
| Charlotte | 0 | 2 | 42 | ||
| FCS | N’western St. | 1 | 1 | 7 | UC better win this because the ‘Cats |
| Cincinnati | 1 | 1 | 49 | may be underdogs in all remaining games. | |
| E Carolina | 1 | 1 | 27 | ||
| Coastal Car | 1 | 1 | 21 | ||
| Connecticut | 1 | 1 | 32 | Connecticut has one of the best | |
| Delaware | 1 | 1 | 24 | rush attacks in America so far. | |
| Florida Atl. | 1 | 1 | 24 | Florida Atlantic is dead last in | |
| Florida Intl. | 1 | 1 | 28 | FBS for turnovers. | |
| FCS | Southern Univ. | 1 | 2 | 10 | |
| Fresno St. | 2 | 1 | 41 | ||
| FCS | Murray St. | 0 | 2 | 17 | Neither team has come within 20 of anyone. |
| Georgia St. | 0 | 2 | 46 | I wonder if they can both finish with negative points. | |
| Jacksonville St. | 1 | 1 | 33 | Upset prediction by Savvy. | |
| Georgia So. | 0 | 2 | 21 | ||
| 16 | Clemson | 1 | 1 | 28 | Bookies say Clemson by 9+ but |
| Georgia Tech | 2 | 0 | 24 | I agree with Savvy it will be less. | |
| FCS | Portland St. | 0 | 3 | 17 | PSU hasn’t come within |
| Hawai’i | 2 | 1 | 45 | 30 points of anyone. | |
| Colorado | 1 | 1 | 23 | Houston is surging as expected | |
| Houston | 2 | 0 | 28 | under coach Will Fritz. | |
| W Michigan | 0 | 2 | 7 | ||
| 12 | Illinois | 2 | 0 | 43 | |
| FCS | Indiana St. | 2 | 0 | 0 | |
| 25 | Indiana | 2 | 0 | 53 | |
| Massachusetts | 0 | 2 | 8 | ||
| Iowa | 1 | 1 | 37 | ||
| FCS | Merrimack | 1 | 1 | 17 | Merrimack almost knocked of an |
| Kennesaw St. | 0 | 2 | 32 | FBS in week1 so this might be a UM win. | |
| Buffalo | 1 | 1 | 35 | ||
| Kent St. | 1 | 1 | 14 | ||
| E Michigan | 0 | 2 | 17 | ||
| Kentucky | 1 | 1 | 34 | ||
| New Mexico St. | 2 | 0 | 20 | ||
| LA Tech | 1 | 1 | 21 | ||
| Florida | 1 | 1 | 17 | Experts say LSU by under 7 | |
| 21 | LSU | 2 | 0 | 28 | but Florida’s net trends are negative. |
| FCS | E Kentucky | 0 | 1 | 14 | EKY has great metrics on Savvy Index. |
| Marshall | 0 | 2 | 32 | Marshall has been awful. | |
| FCS | Towson | 2 | 0 | 7 | Maryland has played 2 FBS opponents and |
| Maryland | 2 | 0 | 39 | not given up more than 9 points in a game. | |
| 24 | USF | 2 | 0 | 23 | Watch out Hurricanes ‘cuz USF |
| 23 | Miami Fl | 2 | 0 | 28 | is red hot right now! |
| C Michigan | 1 | 1 | 7 | Michigan has a lot of players injured so an | |
| 20 | Michigan | 1 | 1 | 37 | early lead and early subs would help. |
| FCS | Youngstown St. | 2 | 0 | 14 | MSU quarterback Aiden Chiles looks |
| Michigan St. | 2 | 0 | 41 | like he’s finally hit his stride. | |
| Arkansas | 2 | 0 | 24 | There’s a problem here . . . Ol’ Miss | |
| 5 | Mississippi | 2 | 0 | 36 | gives up more than 5 yards per rush. |
| FCS | Alcorn St. | 0 | 2 | 10 | |
| Mississippi St. | 2 | 0 | 41 | ||
| Louisiana | 1 | 1 | 14 | ||
| 10 | Missouri | 2 | 0 | 40 | |
| SMU | 1 | 1 | 44 | ||
| Missouri State | 1 | 1 | 20 | ||
| FCS | Houston Christian | 1 | 1 | 7 | Nebraska qb Dylan Riola has 78% |
| Nebraska | 2 | 0 | 48 | completion ratio and zero interceptions. | |
| Middle Tenn | 0 | 2 | 21 | Middle Tennessee lost to an FCS | |
| Nevada | 1 | 1 | 28 | and scores just 12ppg. | |
| FCS | Richmond | 1 | 1 | 10 | |
| N Carolina | 1 | 1 | 36 | ||
| Texas A&M | 2 | 0 | 26 | A&M won’t stop Notre Dame | |
| 6 | Notre Dame | 0 | 1 | 32 | on the ground. |
| Ohio | 1 | 1 | 14 | Ohio will keep this closer than | |
| 1 | Ohio St. | 2 | 0 | 35 | bookies’ 31+ spread. |
| FCS | Villanova | 1 | 0 | 3 | Penn State’s rush defense looks vulnerable – |
| 4 | Penn St. | 2 | 0 | 43 | Oregon comes to town next week. |
| USC | 2 | 0 | 48 | Purdue has Notre Dame | |
| Purdue | 2 | 0 | 17 | and Illinois coming up after USC. | |
| FCS | Prairie Vw A&M | 1 | 1 | 9 | |
| Rice | 1 | 1 | 38 | ||
| FCS | Norfolk St. | 1 | 1 | 0 | |
| Rutgers | 2 | 0 | 46 | ||
| Vanderbilt | 2 | 0 | 20 | Vanderbilt has among the highest | |
| 22 | S Carolina | 2 | 0 | 32 | positive trends on the Index. |
| App State | 2 | 0 | 34 | SoMiss will begin to win under Coach | |
| S Miss | 1 | 1 | 19 | Huff… just not this week. | |
| Boston Col | 1 | 1 | 36 | ||
| Stanford | 0 | 2 | 17 | ||
| FCS | Colgate | 0 | 2 | 9 | Syracuse has fallen from top 25 |
| Syracuse | 1 | 1 | 48 | to outside of the top 40 | |
| FCS | Abilene Christian | 1 | 1 | 10 | |
| 18 | TCU | 1 | 0 | 41 | |
| 15 | Oklahoma | 2 | 0 | 38 | Temple has played to patsies. |
| Temple | 2 | 0 | 17 | Sooners will romp in this one. | |
| 3 | Georgia | 2 | 0 | 32 | |
| 8 | Tennessee | 2 | 0 | 27 | |
| UTEP | 1 | 1 | 7 | I think Texas keeps the difference | |
| 7 | Texas | 1 | 1 | 44 | under Vegas’ 41+ spread. |
| FCS | Morgan St. | 0 | 2 | 7 | MSU’s 2nd FBS opponent. |
| Toledo | 1 | 1 | 44 | Toledo playing above expectations. | |
| Memphis | 2 | 0 | 34 | Memphis is the better team but | |
| Troy | 1 | 1 | 21 | Troy’s defense will keep it competitive. | |
| Duke | 1 | 1 | 21 | ||
| Tulane | 2 | 0 | 29 | ||
| Navy | 2 | 0 | 39 | Vegas says Navy by under | |
| Tulsa | 1 | 1 | 10 | 15 . . . I would bet the over. | |
| Akron | 0 | 2 | 24 | ||
| UAB | 1 | 1 | 28 | ||
| New Mexico | 1 | 1 | 24 | New Mexico has played much better | |
| UCLA | 0 | 2 | 30 | than expected. UCLA worse. | |
| Air Force | 1 | 0 | 30 | ||
| Utah St. | 1 | 1 | 24 | ||
| FCS | Incarnate Word | 1 | 1 | 14 | Both of these teams have |
| UTSA | 0 | 2 | 41 | underperformed in 2025. | |
| FCS | William & Mary | 1 | 1 | 14 | William and Mary is 1-1 but I don’t know if |
| Virginia | 1 | 1 | 13 | it was William or May who got the win. | |
| Old Dominion | 1 | 1 | 24 | ||
| Virginia Tech | 0 | 2 | 27 | ||
| N Carolina St. | 2 | 0 | 32 | Thursday game. | |
| Wake Forest | 2 | 0 | 15 | ||
| Pittsburgh | 2 | 0 | 34 | Experts say Pitt by two.’ | |
| W Virginia | 1 | 1 | 21 | WVirginia metrics on Savvy are not strong. | |
| Utah | 2 | 0 | 32 | ||
| Wyoming | 2 | 0 | 12 | ||
Savvy Game Line 