| Savvy Index | 2023 | ||||
| predictions | week | 12 | 11/18/23 | ||
| 11/12/23 | |||||
| top 25 | This season: 538-186 | wins | losses | game values | notes |
| 19 | Utah | 7 | 2 | 30 | |
| Arizona | 7 | 3 | 21 | ||
| 5 | Oregon | 9 | 1 | 41 | |
| Arizona St. | 3 | 7 | 20 | ||
| 7 | Washington | 9 | 0 | 32 | This is going to be epic! |
| 15 | Oregon St. | 8 | 2 | 31 | |
| California | 4 | 6 | 33 | Both Cal and Stanford allow 37ppg. | |
| Stanford | 3 | 7 | 31 | With better “D”, they would be bowl bound. | |
| UCLA | 6 | 4 | 28 | Cross-town rivalry between two | |
| USC | 7 | 4 | 32 | disappointing teams playing for nothing. | |
| Colorado | 4 | 6 | 30 | Despite recent losses, Colorado | |
| Washington St. | 4 | 6 | 36 | is still playing above its roster. | |
| UNLV | 8 | 2 | 24 | Savvy and Vegas favor Air Force | |
| Air Force | 8 | 2 | 31 | but I personally think UNLV takes this. | |
| FCS | Chattanooga | 7 | 3 | 7 | Chattanooga has three |
| 6 | Alabama | 9 | 1 | 51 | receivers over 500 yards. |
| Florida Intl. | 4 | 6 | 20 | Wow bookies… you really think | |
| Arkansas | 3 | 6 | 35 | Arkansas wins by 32?? | |
| Texas St. | 6 | 4 | 33 | ASU’s Butch Jones has turned this | |
| Arkansas St. | 5 | 5 | 27 | program into a bowl contender in a very short time. | |
| Coastal Car | 7 | 3 | 31 | Neither of these teams has performed | |
| Army | 4 | 6 | 20 | up to expectations this season. | |
| New Mexico St. | 8 | 3 | 23 | Auburn by 22? Come on bookies… | |
| Auburn | 5 | 4 | 28 | give NMSU some credit here. | |
| Kent St. | 1 | 9 | 21 | Ball State has five straight games | |
| Ball St. | 3 | 7 | 27 | with a negative trend on Savvy. | |
| 16 | Toledo | 9 | 1 | 32 | |
| Bowling Green | 6 | 4 | 23 | ||
| 14 | Oklahoma | 8 | 2 | 35 | |
| BYU | 5 | 5 | 24 | ||
| Rice | 4 | 6 | 28 | Rice’s metrics have been dropping on | |
| Charlotte | 3 | 7 | 24 | Savvy while Charlotte is rising. Good upset potential here. | |
| 20 | N Carolina | 8 | 2 | 27 | UNC may be the ranked team here, |
| Clemson | 6 | 4 | 31 | but analysts see Clemson as the favorite. | |
| Nevada | 2 | 7 | 24 | Who would have thought CSU | |
| Colorado St. | 4 | 6 | 27 | would be a bowl candidate this year? | |
| FCS | Sacred Heart | 2 | 8 | 15 | Sacred Heart qbs have thrown |
| Connecticut | 1 | 9 | 32 | 5 touchdowns and 11 interceptions. | |
| Akron | 2 | 8 | 17 | ||
| E Michigan | 4 | 6 | 31 | ||
| 12 | Tulane | 9 | 1 | 33 | Tulane may be 9-1 but an upset |
| Florida Atl. | 4 | 6 | 21 | loss is coming soon. | |
| FCS | N Alabama | 3 | 7 | 7 | |
| 3 | Florida St. | 10 | 0 | 59 | |
| New Mexico | 3 | 7 | 17 | ||
| 24 | Fresno St. | 8 | 2 | 44 | |
| Old Dominion | 4 | 6 | 23 | ||
| Georgia So. | 6 | 4 | 34 | ||
| Syracuse | 5 | 5 | 27 | ||
| Georgia Tech | 5 | 5 | 31 | ||
| Oklahoma St. | 7 | 3 | 32 | Polls have OSU ranked 15th…. | |
| Houston | 4 | 6 | 24 | That is way too high. | |
| Michigan St. | 3 | 7 | 24 | Both outfits are climbing but | |
| Indiana | 3 | 6 | 25 | Indiana is climbing faster on Savvy. | |
| Illinois | 5 | 5 | 10 | ||
| 21 | Iowa | 8 | 2 | 23 | |
| 8 | Texas | 9 | 1 | 29 | Last time the Longhorns played at |
| Iowa St. | 6 | 4 | 21 | ISU, they lost 30-7. | |
| LA Tech | 3 | 8 | 21 | JSU’s coach Rich Rodriguez has his | |
| Jacksonville St. | 7 | 3 | 35 | team in a bowl if NCAA permits. | |
| App State | 6 | 4 | 27 | Experts say JMU by two tds but I | |
| 11 | James Madison | 10 | 0 | 34 | agree more with Savvy’s seven. |
| Kansas St. | 7 | 3 | 34 | Kansas lost to KSU by | |
| Kansas | 7 | 3 | 24 | twenty points last year. | |
| Massachusetts | 2 | 7 | 14 | ||
| 9 | Liberty | 10 | 0 | 45 | |
| Georgia St. | 6 | 4 | 24 | ||
| 23 | LSU | 7 | 3 | 44 | |
| 1 | Michigan | 10 | 0 | 35 | |
| Maryland | 6 | 4 | 20 | ||
| SMU | 8 | 2 | 34 | Memphis continues to slide down- | |
| Memphis | 8 | 2 | 32 | ward on Savvy system performance charts. | |
| 13 | Louisville | 9 | 1 | 29 | Louisville win this by 10+ even though |
| Miami Fl | 6 | 4 | 24 | despite UL struggling on the road. | |
| Buffalo | 3 | 7 | 17 | Oddsmakers say Miami by just | |
| Miami Oh | 8 | 2 | 30 | 8.5 but the Red Hawks are legit at 8-2. | |
| UTEP | 3 | 7 | 24 | Despite each of these teams being 3-7, | |
| Middle Tenn | 3 | 7 | 30 | they both have strong performance metirics. | |
| LA Monroe | 2 | 8 | 14 | I believe rumors of Kiffin leaving | |
| 18 | Mississippi | 8 | 2 | 43 | Ol’ Miss are just that – rumors. |
| S Miss | 3 | 7 | 21 | This is a risky game for MSU because | |
| Mississippi St. | 4 | 6 | 34 | SMU has terrific metrics lately on Savvy. | |
| Florida | 5 | 5 | 25 | ||
| 25 | Missouri | 8 | 2 | 34 | |
| E Carolina | 2 | 8 | 21 | East Carolina is playing well but | |
| Navy | 4 | 5 | 23 | just can’t get wins. I personally think it happens vs Navy. | |
| W Michigan | 4 | 6 | 26 | ||
| N Illinois | 4 | 6 | 28 | ||
| Purdue | 3 | 7 | 24 | Both of these teams played fantastic | |
| Northwestern | 5 | 5 | 25 | last week but NW has momentum. | |
| Wake Forest | 4 | 6 | 17 | ||
| 22 | Notre Dame | 7 | 3 | 35 | |
| C Michigan | 5 | 5 | 16 | ||
| Ohio | 7 | 3 | 31 | ||
| Minnesota | 5 | 5 | 17 | Minnesota is having a hard time | |
| 2 | Ohio St. | 10 | 0 | 34 | getting healthy receivers. |
| Rutgers | 6 | 4 | 13 | ||
| 10 | Penn St. | 8 | 2 | 35 | |
| Boston Col | 6 | 4 | 25 | I think Savvy and the bookies | |
| Pittsburgh | 2 | 8 | 28 | both have this wrong. BC will win. | |
| San Diego St. | 3 | 7 | 21 | SDSU’s fans and new stadium deserve | |
| San Jose St. | 5 | 4 | 33 | better. Is Hoke gone soon? | |
| Marshall | 5 | 5 | 24 | ||
| S Alabama | 5 | 5 | 30 | ||
| Kentucky | 6 | 4 | 28 | I have a problem with this upset prediction | |
| S Carolina | 4 | 6 | 29 | by Savvy because SCar can’t run the ball. | |
| Baylor | 3 | 7 | 21 | Baylor fans are restless and | |
| TCU | 4 | 6 | 33 | want coach Aranda gone. | |
| 4 | Georgia | 10 | 0 | 30 | Georgia is “up” one week and “down” |
| Tennessee | 7 | 3 | 24 | the next. This week is “down” so prediction is “iffy”. | |
| FCS | Abilene Christian | 5 | 5 | 0 | Abilene has a pretty good |
| Texas A&M | 6 | 4 | 46 | defense but A&M will surge after coaching change | |
| UCF | 5 | 5 | 29 | This will be a great game and well- | |
| Texas Tech | 5 | 5 | 31 | played. Winner becomes bowl eligible. | |
| Louisiana | 5 | 5 | 17 | ||
| 17 | Troy | 8 | 2 | 33 | |
| N Texas | 3 | 7 | 30 | Vegas says North Texas | |
| Tulsa | 3 | 7 | 34 | will win this. | |
| Temple | 3 | 7 | 25 | ||
| UAB | 3 | 7 | 37 | ||
| Boise St. | 5 | 5 | 37 | BSU will play above normal after | |
| Utah St. | 4 | 5 | 28 | Avalos was fired. | |
| USF | 5 | 5 | 21 | ||
| UTSA | 7 | 3 | 41 | ||
| Duke | 6 | 4 | 31 | Okay gamblers.. what do you see that | |
| Virginia | 2 | 8 | 19 | you give Duke just a four point edge? | |
| N Carolina St. | 7 | 3 | 25 | Bookmakers say VaTech | |
| Virginia Tech | 5 | 5 | 17 | will upset NCSU. Very well could be. | |
| Nebraska | 5 | 5 | 17 | ||
| Wisconsin | 5 | 5 | 25 | ||
| Sam Houston | 2 | 8 | 20 | ||
| W Kentucky | 5 | 4 | 34 | ||
| Cincinnati | 3 | 7 | 24 | ||
| W Virginia | 6 | 4 | 29 | ||
| Hawai’i | 4 | 7 | 20 | Hawai’i is really coming on | |
| Wyoming | 6 | 4 | 32 | now in November. | |
| 2023 Savvy Index vs the betting lines | |||||
| Predicting winners: | Savvy | 1% better | |||
| Point spreads: | Savvy | 5 games better | |||
| Total game points: | Savvy | 52 games better | |||
Savvy Game Line 