| Savvy Index | 2023 | ||||
| predictions | week | 8 | 10/21/23 | ||
| 10/16/23 | |||||
| top 25 | This season: 382-104 | wins | losses | game values | notes |
| Washington St. | 4 | 2 | 24 | Bookies favor the | |
| 11 | Oregon | 5 | 1 | 40 | Ducks by 20. |
| 20 | UCLA | 4 | 2 | 37 | |
| Stanford | 2 | 4 | 17 | ||
| 24 | Utah | 5 | 1 | 26 | Oddsmakers and Savvy both see |
| 18 | USC | 6 | 1 | 29 | under 60 total points. |
| Arizona St. | 1 | 5 | 14 | ||
| 7 | Washington | 6 | 0 | 40 | |
| 22 | Tennessee | 5 | 1 | 22 | |
| 5 | Alabama | 6 | 1 | 28 | |
| Mississippi St. | 3 | 3 | 27 | MSU is likely to be without | |
| Arkansas | 2 | 5 | 28 | four year starting qb Will Rogers. | |
| Coastal Car | 3 | 3 | 36 | Arkansas State can’t compete with | |
| Arkansas St. | 3 | 3 | 21 | CCU but the ASU program is rising. | |
| 21 | Mississippi | 5 | 1 | 35 | Auburn has only played above |
| Auburn | 3 | 3 | 27 | expectations one time in 2023. | |
| C Michigan | 4 | 3 | 24 | ||
| Ball St. | 1 | 6 | 21 | ||
| Akron | 1 | 6 | 17 | Akron coach Joe Moorhead is | |
| Bowling Green | 3 | 4 | 29 | just 1-16 against FBS teams. | |
| Texas Tech | 3 | 4 | 26 | TTU no longer has Tyler Shough so | |
| BYU | 4 | 2 | 30 | why do bookies favor TTU — again? | |
| Baylor | 2 | 4 | 21 | Former Florida Gators & Arizona St. qb | |
| Cincinnati | 2 | 4 | 32 | Emory Jones is struggling in Cincy. | |
| USF | 3 | 4 | 28 | Upset. UConn’s trend lines exceed its win-loss | |
| Connecticut | 1 | 5 | 30 | record. USF trend lines are in disastrous free fall | |
| Charlotte | 1 | 5 | 17 | ||
| E Carolina | 1 | 5 | 26 | ||
| UTSA | 3 | 3 | 29 | I disagree with both the bookies | |
| Florida Atl. | 3 | 3 | 24 | and Savvy. FAU will win this. | |
| Duke | 5 | 1 | 21 | Analysts rave about Duke. I don’t | |
| 8 | Florida St. | 6 | 0 | 30 | see it — yet. |
| LA Monroe | 2 | 4 | 19 | ||
| Georgia So. | 4 | 2 | 35 | ||
| Boston Col | 3 | 3 | 27 | ||
| Georgia Tech | 3 | 3 | 33 | ||
| 14 | Texas | 5 | 1 | 35 | Total points is 61.5 by Vegas. I like |
| Houston | 3 | 3 | 21 | the 56 point mark set by Savvy. | |
| Wisconsin | 4 | 2 | 24 | Wisconsin’s trend lines are net-positive on Savvy. | |
| Illinois | 3 | 4 | 17 | Illinois trend lines are net-negative. | |
| Rutgers | 5 | 2 | 26 | ||
| Indiana | 2 | 3 | 21 | ||
| Minnesota | 3 | 3 | 17 | ||
| 16 | Iowa | 6 | 1 | 27 | |
| W Kentucky | 4 | 2 | 30 | ||
| Jacksonville St. | 6 | 1 | 24 | ||
| TCU | 4 | 3 | 24 | ||
| Kansas St. | 4 | 2 | 30 | ||
| Buffalo | 2 | 5 | 27 | Buffalo’s defense has made huge | |
| Kent St. | 1 | 6 | 26 | progress in the past three games. | |
| Middle Tenn | 2 | 5 | 17 | ||
| 12 | Liberty | 6 | 0 | 38 | |
| Georgia St. | 5 | 1 | 30 | ||
| Louisiana | 4 | 2 | 31 | ||
| Army | 2 | 4 | 21 | Army is struggling and LSU is | |
| LSU | 5 | 2 | 42 | surging in the month of October. | |
| 19 | James Madison | 6 | 0 | 28 | Marshall has among the worst |
| Marshall | 4 | 2 | 27 | trend lines of any team on Savvy. | |
| Clemson | 4 | 2 | 30 | ||
| Miami Fl | 4 | 2 | 24 | ||
| Toledo | 6 | 1 | 27 | Upset prediction by Savvy. | |
| Miami Oh | 6 | 1 | 28 | Bookies favor Toledo. | |
| 1 | Michigan | 7 | 0 | 34 | |
| Michigan St. | 2 | 4 | 10 | ||
| S Carolina | 2 | 4 | 28 | High upset alert. | |
| Missouri | 6 | 1 | 32 | ||
| 9 | Air Force | 6 | 0 | 35 | Navy’s wins have come against |
| Navy | 3 | 3 | 14 | one FCS and two bottom 20 FBS. | |
| Northwestern | 3 | 3 | 20 | ||
| Nebraska | 3 | 3 | 28 | ||
| Hawai’i | 2 | 5 | 30 | Hawai’i is starting to gel and | |
| New Mexico | 2 | 4 | 31 | should finish 2023 pretty strong. | |
| Virginia | 1 | 5 | 16 | Virginia has had a lot of problems | |
| 10 | N Carolina | 6 | 0 | 41 | but the Cavaliers are making progress. |
| E Michigan | 4 | 3 | 24 | Experts say EMU by a dozen points | |
| N Illinois | 3 | 4 | 19 | so this is an upset prediction by Savvy. | |
| W Michigan | 2 | 5 | 17 | ||
| Ohio | 5 | 2 | 32 | ||
| 4 | Penn St. | 6 | 0 | 24 | Penn State’s defense allows |
| 2 | Ohio St. | 6 | 0 | 27 | just eight points per game. |
| UCF | 3 | 3 | 24 | Seems to me Vegas and Savvy see | |
| 3 | Oklahoma | 6 | 0 | 37 | something that keeps this spread under 20. |
| App State | 3 | 3 | 32 | App St. fans didn’t hire Shawn | |
| Old Dominion | 3 | 3 | 24 | Clark to win 50% of its games. | |
| Florida Intl. | 3 | 4 | 17 | ||
| Sam Houston | 0 | 6 | 23 | ||
| Nevada | 0 | 6 | 20 | ||
| San Diego St. | 3 | 4 | 34 | ||
| Utah St. | 3 | 4 | 33 | Lotsa points and SJSU appears ready | |
| San Jose St. | 2 | 4 | 34 | to break out of its slump. | |
| S Miss | 1 | 5 | 19 | ||
| S Alabama | 3 | 3 | 37 | ||
| SMU | 4 | 2 | 36 | ||
| Temple | 2 | 5 | 19 | ||
| N Texas | 3 | 3 | 19 | My personal opinion is that | |
| 23 | Tulane | 5 | 1 | 40 | NoTex covers the spread. |
| Rice | 3 | 3 | 27 | Margins are slim for Tulsa partially | |
| Tulsa | 3 | 3 | 33 | because elite receiver Marquis Shoulders is questionable. | |
| Memphis | 4 | 2 | 34 | Savvy & bookies say Memphis by | |
| UAB | 2 | 5 | 28 | 5 or 6 but it will be more. | |
| Colorado St. | 3 | 3 | 25 | I personally think CSU posts | |
| UNLV | 5 | 1 | 41 | another upset vs UNLV. | |
| New Mexico St. | 4 | 3 | 28 | QB Hardison may not play for UTEP | |
| UTEP | 2 | 5 | 21 | but the Miners won’t mind missing his interceptions. | |
| Pittsburgh | 2 | 4 | 24 | Oddsmakers say Wake will win | |
| Wake Forest | 3 | 3 | 30 | by just 1.5 points. | |
| Oklahoma St. | 4 | 2 | 24 | Divergent trends lines for these two teams | |
| W Virginia | 4 | 2 | 27 | tell me W Virginia will win by double digits. | |
| 2023 Savvy Index vs the betting lines | |||||
| Predicting winners: | Savvy | 2% better | |||
| Point spreads: | Savvy | 2 games worse | |||
| Total game points: | Savvy | 49 games better | |||
Savvy Game Line 