| Savvy Index | 2022 | ||||
| prediction | week | 16 | bowls | ||
| Savvy vs betting lines . . . . . . . . . spreads +11 games total points +29 gms predicting winners + 3% | 12/07/22 | ||||
| season 621 – 206 | wins | losses | game rating | notes | |
| 14 | Oregon | 9 | 3 | 39 | Holiday Bowl |
| N Carolina | 9 | 4 | 30 | UNC’s pass defense is just plain awful. | |
| Florida | 6 | 6 | 21 | Las Vegas Bowl | |
| 13 | Oregon St. | 9 | 3 | 32 | Can Florida come up with a qb? |
| 22 | Pittsburgh | 8 | 4 | 32 | Sun Bowl |
| UCLA | 9 | 3 | 28 | Pitt qb Slovis transferred. So did his interceptions. | |
| 23 | Tulane | 11 | 2 | 32 | Cotton Bowl |
| 12 | USC | 11 | 2 | 31 | USC can’t deal with Michael Pratt. |
| 20 | Penn St. | 10 | 2 | 28 | Rose Bowl |
| 8 | Utah | 10 | 3 | 30 | The star will be Rising. |
| 15 | Texas | 8 | 4 | 31 | Alamo Bowl |
| 22 | Washington | 10 | 2 | 30 | Texas played better against better teams. |
| Washington St. | 7 | 5 | 23 | LA Bowl | |
| 21 | Fresno St. | 9 | 4 | 28 | |
| Baylor | 6 | 6 | 27 | Armed Forces Bowl | |
| Air Force | 9 | 3 | 28 | When did Baylor get a military? | |
| Kansas | 6 | 6 | 27 | Liberty Bowl | |
| Arkansas | 6 | 6 | 37 | No one has favored KU all year but I bet they win this. | |
| N Texas | 7 | 6 | 24 | Frisco Bowl | |
| Boise St. | 9 | 4 | 35 | Some unhappy boosters at UNT. | |
| New Mexico St. | 6 | 6 | 27 | Quick Lane Bowl. | |
| Bowling Green | 6 | 6 | 26 | I sorta like betting lines favoring Bowling Green. | |
| Georgia So. | 6 | 6 | 30 | Camellia Bowl | |
| Buffalo | 6 | 6 | 31 | Buffalo a big surprise in 2022. | |
| SMU | 7 | 5 | 34 | ||
| BYU | 7 | 5 | 33 | ||
| 6 | Tennessee | 10 | 2 | 32 | Orange Bowl with two orange teams |
| 9 | Clemson | 11 | 2 | 30 | Betting lines favor Tennessee. |
| Marshall | 8 | 4 | 28 | Myrtle Beach Bowl. | |
| Connecticut | 6 | 6 | 17 | Betting lines are too low on spread and points. | |
| UCF | 9 | 4 | 30 | Military Bowl | |
| Duke | 8 | 4 | 33 | Bookies can’t pick a winner but Duke will win this. | |
| Coastal Car | 9 | 3 | 28 | Birmingham Bowl | |
| E Carolina | 7 | 5 | 29 | CoCar lost its qb, then its coach. | |
| Oklahoma | 6 | 6 | 24 | Cheez-it Bowl | |
| 11 | Florida St. | 9 | 3 | 38 | |
| 3 | Ohio St. | 11 | 1 | 30 | Peach Bowl |
| 2 | Georgia | 13 | 0 | 31 | Hm, I smell an upset here. |
| Louisiana | 6 | 6 | 30 | Independence Bowl | |
| Houston | 7 | 5 | 33 | ||
| Mississippi St. | 8 | 4 | 24 | ReliaQuest Bowl | |
| 22 | Illinois | 8 | 4 | 27 | Vegas says UI by one possession. |
| 5 | Alabama | 10 | 2 | 27 | Sugar Bowl |
| 7 | Kansas St. | 10 | 3 | 28 | Vegas says Tide by four. |
| Iowa | 7 | 5 | 17 | Music City Bowl | |
| Kentucky | 7 | 5 | 16 | If your turkey doesn’t lull you to sleep, this game will. | |
| 25 | Cincinnati | 9 | 3 | 24 | Fenway Bowl |
| Louisville | 7 | 5 | 25 | UL’s old coach is now UC’s new coach. | |
| 10 | TCU | 12 | 1 | 28 | Fiesta Bowl |
| 1 | Michigan | 13 | 0 | 31 | |
| Syracuse | 7 | 5 | 21 | Pinstripe Bowl | |
| Minnesota | 8 | 4 | 30 | ||
| Texas Tech | 7 | 5 | 31 | Texas Bowl | |
| Mississippi | 8 | 4 | 35 | ||
| Wake Forest | 7 | 5 | 31 | ||
| Missouri | 6 | 6 | 30 | ||
| Maryland | 7 | 5 | 26 | Duke’s Mayo Bowl | |
| N Carolina St. | 8 | 4 | 24 | NCSU’s May-not bowl. | |
| Wisconsin | 6 | 6 | 28 | Guaranteed Rate Bowl | |
| Oklahoma St. | 7 | 5 | 27 | Guaranteed 2nd-Rate Bowl … both qbs transferred | |
| 20 | LSU | 9 | 4 | 29 | Citrus Bowl |
| Purdue | 8 | 5 | 24 | ||
| Middle Tenn | 7 | 5 | 24 | Hawai’i Bowl | |
| San Diego St. | 7 | 5 | 25 | SDSU will have a safety play qb. | |
| E Michigan | 8 | 4 | 27 | Potato Bowl | |
| San Jose St. | 7 | 4 | 26 | Bookies say SJSU by 3+ | |
| 18 | Notre Dame | 8 | 4 | 30 | Gator Bowl |
| S Carolina | 8 | 4 | 27 | ||
| W Kentucky | 8 | 5 | 28 | New Orleans Bowl | |
| S Alabama | 10 | 2 | 30 | SoAla will win this by more than Savvy says. | |
| Rice | 5 | 7 | 21 | Lendingtree Bowl | |
| S Miss | 6 | 6 | 28 | Neither team with a winning record. | |
| Liberty | 8 | 4 | 27 | Boca Raton Bowl | |
| Toledo | 8 | 5 | 31 | Liberty has underperformed badly all year. | |
| 16 | UTSA | 11 | 2 | 27 | Cure Bowl |
| 19 | Troy | 11 | 2 | 28 | Savvy closely matches betting lines. |
| Miami Oh | 6 | 6 | 20 | Bahamas Bowl | |
| UAB | 6 | 6 | 28 | ||
| Memphis | 6 | 6 | 34 | First Responder Bowl. | |
| Utah St. | 6 | 6 | 28 | Both teams with great momentum to finish the season. | |
| Ohio | 9 | 4 | 28 | Arizona Bowl | |
| Wyoming | 7 | 5 | 24 | Great seasons by both coaches. | |
Savvy Game Line 