| Savvy Index | 2022 | ||||
| predictions | week | 12 | |||
| last week 48-17 | new vs bookies >> | spreads +5 total pts +14 | 11/13/22 | ||
| top 25 | season 527-172 | wins | losses | game rating | notes |
| Washington St. | 6 | 4 | 33 | ||
| Arizona | 4 | 6 | 28 | ||
| 19 | Oregon St. | 7 | 3 | 36 | |
| Arizona St. | 3 | 7 | 19 | ||
| Stanford | 3 | 7 | 24 | ||
| California | 3 | 7 | 27 | ||
| 7 | Utah | 8 | 2 | 31 | |
| 12 | Oregon | 8 | 2 | 32 | |
| 14 | USC | 9 | 1 | 33 | This is a road game for USC… sleep at |
| 24 | UCLA | 8 | 2 | 32 | home and drive to the stadium. |
| Colorado | 1 | 9 | 14 | ||
| 20 | Washington | 8 | 2 | 43 | |
| Colorado St. | 2 | 8 | 10 | Both teams are trending upward | |
| Air Force | 7 | 3 | 31 | late in the season. | |
| fcs | Austin Peay | 7 | 3 | 14 | Austin Peay’s Drae McCoy has 65 |
| 4 | Alabama | 8 | 2 | 40 | receptions and nine touchdowns.. |
| Old Dominion | 3 | 7 | 20 | ||
| App State | 5 | 5 | 34 | ||
| 18 | Mississippi | 8 | 2 | 30 | Arkansas is the most |
| Arkansas | 5 | 5 | 28 | dangerous 5-5 team in America. | |
| Connecticut | 6 | 5 | 25 | Upset prediction by | |
| Army | 3 | 6 | 24 | Savvy. | |
| W Kentucky | 7 | 4 | 30 | Auburn passers have 7 tds and | |
| Auburn | 4 | 6 | 21 | 12 interceptions. | |
| Ohio | 7 | 3 | 34 | ||
| Ball St. | 5 | 5 | 24 | ||
| 6 | TCU | 10 | 0 | 34 | Will the real Baylor Bears |
| Baylor | 6 | 4 | 24 | please show up? | |
| Akron | 1 | 9 | 22 | ||
| Buffalo | 5 | 5 | 33 | ||
| fcs | Utah Tech | 4 | 6 | 17 | Utah Tech was known as Dixie State |
| BYU | 5 | 5 | 43 | until people protested the word Dixie. | |
| LA Tech | 4 | 6 | 32 | ||
| Charlotte | 2 | 9 | 31 | ||
| Miami Fl | 5 | 5 | 17 | ||
| 9 | Clemson | 9 | 1 | 35 | |
| W Michigan | 3 | 7 | 20 | ||
| C Michigan | 4 | 6 | 30 | ||
| Houston | 6 | 4 | 27 | Who would have thought in | |
| E Carolina | 6 | 4 | 35 | preseason that ECU would be favored here? | |
| Louisiana | 5 | 5 | 17 | Experts probably have this | |
| 15 | Florida St. | 7 | 3 | 33 | right at 24 pt spread. |
| Marshall | 6 | 4 | 27 | I disagree with everyone. I | |
| Georgia So. | 5 | 5 | 21 | think GaSo wins this. | |
| UNLV | 4 | 6 | 32 | ||
| Hawai’i | 2 | 9 | 27 | ||
| Texas Tech | 5 | 5 | 25 | I’ll take this bet all | |
| Iowa St. | 4 | 6 | 24 | day long. | |
| Georgia St. | 4 | 6 | 24 | ||
| James Madison | 6 | 3 | 35 | ||
| Texas | 6 | 4 | 35 | … but Texas has a lot of | |
| Kansas | 6 | 4 | 28 | injured receivers. | |
| E Michigan | 6 | 4 | 27 | ||
| Kent St. | 4 | 6 | 33 | ||
| 2 | Georgia | 10 | 0 | 32 | |
| Kentucky | 6 | 4 | 17 | ||
| Virginia Tech | 2 | 8 | 17 | This game is primve | |
| Liberty | 8 | 2 | 32 | for an upset. | |
| N Carolina St. | 6 | 4 | 19 | Very little chance that this goes | |
| Louisville | 6 | 4 | 28 | the other way. | |
| UAB | 5 | 5 | 17 | UAB has played well but | |
| 11 | LSU | 8 | 2 | 31 | against a weak schedule. |
| 3 | Ohio St. | 10 | 0 | 36 | Bookies say OSU by 27 but |
| Maryland | 6 | 4 | 21 | the Buckeyes are losing edge. | |
| fcs | N Alabama | 1 | 9 | 17 | North Alabama has yet to win |
| Memphis | 5 | 5 | 50 | a game this year at the FCS level. | |
| Illinois | 7 | 3 | 17 | ||
| 1 | Michigan | 10 | 0 | 30 | |
| Indiana | 3 | 7 | 20 | Bookies say 46 total | |
| Michigan St. | 5 | 5 | 35 | points. It will be much higher. | |
| Florida Atl. | 5 | 5 | 31 | ||
| Middle Tenn | 5 | 5 | 23 | ||
| 22 | Iowa | 6 | 4 | 20 | Minnesota is favored solely |
| Minnesota | 7 | 3 | 21 | because of home field advantage. | |
| fcs | E Tennesse St. | 3 | 7 | 17 | Very disappointing season |
| Mississippi St. | 6 | 4 | 41 | for East Tennessee State. | |
| New Mexico St. | 4 | 5 | 23 | Wow…. Bookies say Mizzou | |
| Missouri | 4 | 6 | 28 | by 28. Savvy by 5. | |
| Wisconsin | 5 | 5 | 27 | ||
| Nebraska | 3 | 7 | 17 | ||
| Fresno St. | 6 | 4 | 35 | ||
| Nevada | 2 | 8 | 14 | ||
| San Diego St. | 6 | 4 | 27 | ||
| New Mexico | 2 | 8 | 14 | ||
| Georgia Tech | 4 | 6 | 17 | UNC doesn’t have very good | |
| 16 | N Carolina | 9 | 1 | 42 | metrics on Savvy for a9-1 team. |
| Miami Oh | 4 | 6 | 27 | ||
| N Illinois | 3 | 7 | 28 | ||
| Boston Col | 3 | 7 | 14 | BC upset N Car State last week | |
| 13 | Notre Dame | 7 | 3 | 34 | but won’t upset Notre Dame. |
| Oklahoma St. | 7 | 3 | 34 | ||
| Oklahoma | 5 | 5 | 42 | ||
| Duke | 7 | 3 | 23 | Pitt is on a roll | |
| Pittsburgh | 6 | 4 | 30 | right now. | |
| Northwestern | 1 | 9 | 14 | I’m confident this game will have more | |
| Purdue | 6 | 4 | 33 | than the 40 points set by experts. | |
| 17 | UTSA | 8 | 2 | 41 | Bet the over on Vegas’ |
| Rice | 5 | 5 | 20 | 13 point spread. | |
| 5 | Penn St. | 8 | 2 | 35 | |
| Rutgers | 4 | 6 | 13 | ||
| 8 | Tennessee | 9 | 1 | 37 | |
| S Carolina | 6 | 4 | 21 | ||
| S Alabama | 8 | 2 | 28 | SoAla’s only two losses were to teams | |
| S Miss | 5 | 5 | 20 | that are 16-4 right now. | |
| 25 | Cincinnati | 8 | 2 | 34 | |
| Temple | 3 | 7 | 17 | ||
| Massachusetts | 1 | 9 | 17 | I think I see Jimbo’s Christmas | |
| Texas A&M | 3 | 7 | 31 | tree on the curb. | |
| Arkansas St. | 3 | 7 | 25 | ||
| Texas St. | 3 | 7 | 27 | ||
| Bowling Green | 5 | 5 | 21 | ||
| Toledo | 7 | 3 | 33 | ||
| LA Monroe | 4 | 6 | 17 | ||
| Troy | 8 | 2 | 32 | ||
| SMU | 6 | 4 | 31 | Tulane is favored by bookies | |
| Tulane | 8 | 2 | 30 | but SMU has played etter vs better teams. | |
| USF | 1 | 9 | 27 | Savvy has some high | |
| Tulsa | 3 | 7 | 34 | upset alerts on this game. | |
| Navy | 3 | 7 | 17 | Navy is playing better than its | |
| 21 | UCF | 8 | 2 | 33 | record suggests. |
| San Jose St. | 6 | 3 | 24 | Betting lines say | |
| Utah St. | 5 | 5 | 25 | SJSU by three. | |
| Florida Intl. | 4 | 6 | 24 | ||
| UTEP | 4 | 5 | 32 | ||
| Florida | 6 | 4 | 36 | ||
| Vanderbilt | 4 | 6 | 24 | ||
| Coastal Car | 9 | 1 | 31 | CCU has lost qb | |
| Virginia | 3 | 7 | 20 | Grayson McCall for the season. | |
| Syracuse | 6 | 4 | 23 | Two formerly ranked teams now | |
| Wake Forest | 6 | 4 | 32 | fading fast. | |
| 10 | Kansas St. | 7 | 3 | 36 | Vegas says KSU by 7.5. |
| W Virginia | 4 | 6 | 19 | It will be much more. | |
| Boise St. | 7 | 3 | 27 | ||
| Wyoming | 7 | 3 | 20 | ||
Savvy Game Line 